15 rewards credit cards that are worth checking out

So, you’ve decided it’s time for a new credit card, but you want to make sure your card gives you more than just access to funds when you need them. That’s where rewards credit cards come in. 

Rewards credit cards can be a boon for your financial goals if you choose wisely, but there are a lot out there to choose from. Here’s a list of 15 rewards credit cards worth checking out in 2019. All the details are current as of March.

1. Alliant Cashback Visa Signature Card

• Standout Feature: Unlimited cash back and low purchase APR
• Signup Bonus: None
• Annual Fee: $59 but waived for the first year
• Purchase APR: 12.49% – 15.49%
• Late Payment Fee: Up to $27; penalty APR of 25.49%
• Rewards: Earn 3% cash back on all purchases for the first year, then 2.5% cash back

2. Amazon Prime Rewards Visa Signature Card

• Standout Feature: Rewards for Amazon.com and Whole Foods purchases
• Signup Bonus: $70 Amazon.com gift card upon approval
• Annual Fee: $0 — but you have to be a member of Amazon Prime, and there is a $119 annual fee for that ($59 for Amazon Prime Student memberships)
• Purchase APR: 16.49% – 24.49%
• Late Payment Fee: Up to $38
• Rewards: Earn 5% cash back for Amazon.com and Whole Foods purchases, 2% cash back at restaurants, gas stations, and drugstores, and 1% cash back on all other purchases

3. Amex EveryDay Credit Card

• Standout Feature: Rewards for everyday spending and you can use your rewards for eligible charges, plus the ability to make interest-free purchases for the first 15 months
• Signup Bonus: 15,000 membership rewards points if you make $1,000 in purchases in the first three months
• Annual Fee: $0
• Purchase APR: 0% for the first 15 months, then 15.24% – 26.24%
• Late Payment Fee: Up to $28; penalty APR of 29.99%
• Rewards: If you make 20 or more purchases in a billing period, you earn 20% extra points on those purchases, plus 2x points for money spent at supermarkets (up to $6,000 per year in purchases) and 1x points for other purchases
• Premium versions: If you’re interested in more rewards and are open to an annual fee, check out the American Express Gold Card and the Blue Cash Preferred Card

4. Bank of America Premium Rewards Credit Card

• Standout Feature: Unlimited points that don’t expire, as well as multiple redemption options (cash back, statement credit, travel, gift card, or Bank of America or Merrill Lynch account deposit)
• Signup Bonus: 50,000 bonus points if, within 90 days of account opening, you make $3,000 in purchases
• Annual Fee: $95
• Purchase APR: 18.24% – 25.24%
• Late Payment Fee: Up to $39; penalty APR of up to 29.99%
• Rewards: Earn two points for every $1 of travel and dining purchases, 1.5 points for every $1 spent on other purchases — qualifying purchases can also get you up to $100 in airline incidental statement credits, as well as a $100 credit for TSA Precheck or Global Entry; Bank of America Preferred Rewards clients also get 25%-75% of a rewards bonus for every purchase

5. Bank of America Travel Rewards Credit Card

• Standout Feature: Unlimited points that don’t expire, plus no interest on purchases for the first year
• Signup Bonus: 25,000 bonus points if, within 90 days of opening the account, you make at least $1,000 in purchases — can only be used as a travel purchase statement credit
• Annual Fee: $0
• Purchase APR: 0% for 12 billing cycles, then 17.24% – 25.24%
• Late Payment Fee: Up to $39; penalty APR of up to 29.99%
• Rewards: Earn 1.5 points for every dollar spent on all purchases; Bank of America checking or savings account holders also get 10% bonus points for every purchase while Bank of America Preferred Rewards clients get 25% – 75% bonus points for every purchase

6. Barclaycard Arrival Plus World Elite Mastercard

• Standout Feature: A travel rewards card that gives you miles back every time you redeem your miles
• Signup Bonus: 70,000 bonus miles if, within 90 days of opening the account, you spend at least $5,000 on purchases
• Annual Fee: $89 but waived for the first year
• Purchase APR: 18.24%, 22.24%, or 25.24%
• Late Payment Fee: Up to $37
• Rewards: Earn 2x miles for every dollar spent on purchases; when you redeem miles, you earn 5% of your miles back

7. Chase Freedom Credit Card

• Standout Feature: 5% cash back on quarterly rotating categories, no interest on purchases and balance transfers for the first year
• Signup Bonus: If you spend $500 on purchase the first three months, you get a $150 bonus
• Annual Fee: $0
• Purchase APR: 0% for the first 15 months, then 17.24% – 25.99%
• Late Payment Fee: Up to $38
• Rewards: Earn 5% cash back on quarterly bonus categories (with a limit of $1,500 in purchases and you have to remember to activate each quarter), plus unlimited 1% cash back for all your other purchases

8. Chase Sapphire Preferred Credit Card

• Standout Feature: You get 25% more value if you redeem your points for travel through Chase Ultimate Rewards
• Signup Bonus: You get 60,000 bonus points if you spend $4,000 on purchases within three months of opening your account
• Annual Fee: $95
• Purchase APR: 18.24% – 25.24%
• Late Payment Fee: Up to $39
• Rewards: Earn 2x points on travel and restaurants, plus one point per dollar for all other purchases
• Premium Version: If you’re interested in even more rewards and are open to an annual fee, check out the Chase Sapphire Reserve

9. Discover it Cash Back

• Standout Feature: High percentage of cash back on certain spending categories, plus no interest on purchases and balance transfers for the first 14 months
• Signup Bonus: Discover will match the cash back earned at the end of your first year
• Annual Fee: $0
• Purchase APR: 0% for the first 14 months, then 14.24% – 25.24%
• Late Payment Fee: $0 for the first one, then up to $37
• Rewards: Earn 5% cash back on quarterly rotating purchase categories when you activate, plus 1% cash back on all your other purchases

10. Discover it Secured

• Standout Feature: A secured credit card that earns rewards, helping those with bad credit earn rewards while improving their credit
• Signup Bonus: Discover will match the cash back earned at the end of your first year
• Annual Fee: $0
• Purchase APR: 25.24%
• Late Payment Fee: $0 for first one, then up to $37
• Rewards: Earn 2% cash back for up to $1,000 (per quarter) in purchases at gas stations and restaurants, plus 1% cash back on all your other purchases

11. Fidelity Rewards Visa Signature Credit Card

• Standout Feature: A rewards credit card you can use to fund your retirement or other Fidelity accounts
• Signup Bonus: None
• Annual Fee: $0
• Purchase APR: 16.24%
• Late Payment Fee: Up to $38
• Rewards: Earn two points for every dollar you make in purchases; points don’t expire

12. Savor Rewards from Capital One

• Standout Feature: A rewards card for those who spend on dining and entertainment
• Signup Bonus: Spend $3,000 on purchases within the first three months of opening the account, and you’ll receive a $500 cash bonus; if you use your card to sign up for Postmates Unlimited, Capital One will give you a statement credit for the monthly fee through December 2019
• Annual Fee: $0 for the first year, then $95
• Purchase APR: 16.74% – 25.74%
• Late Payment Fee: Up to $38
• Rewards: Earn 4% cash back on purchases related to dining and entertainment, 2% for grocery store purchases, and 1% for all your other purchases — you also get 8% cash back on purchases made through Vivid Seats through May 31, 2020

13. Spark Cash from Capital One

• Standout Feature: A business credit card that earns rewards
• Signup Bonus: Spend $4,500 on purchase within the first three months of opening the account, and you’ll receive a $500 cash bonus
• Annual Fee: $0 for the first year, then $95
• Purchase APR: 19.24%
• Late Payment Fee: Up to $39; penalty APR of 31.65%
• Rewards: Earn unlimited 2% cash back rewards

14. Uber Visa Card

• Standout Feature: Tiered rewards focused on dining, travel, and online purchases
• Signup Bonus: You get a $100 cash bonus if you make $500 in purchases within 90 days of account opening
• Annual Fee: $0
• Purchase APR: 17.24%, 22.99%, 25.99%
• Late Payment Fee: Up to $37
• Rewards: Earn 4% cash back on restaurants, takeout, bars, and Uber Eats, 3% cash back on travel (including flights, hotels, and vacation home rentals), 2% for other online purchases (with the ability to earn up to $50 in a statement credit for online subscriptions if you spend at least $5,000 per year), and 1% for all your other purchases

15. Venture from Capital One

• Standout Feature: A travel credit card that enables you to 5x your rewards by spending at eligible hotels
• Signup Bonus: Get 50,000 bonus miles if you spend $3,000 within three months of account opening on purchases
• Annual Fee: $0 for the first year, then $95
• Purchase APR: 17.99%, 22.74%, 25.24%
• Late Payment Fee: Up to $38
• Rewards: Earn 2x miles per dollar you make on purchases (unlimited) and 10x miles on eligible hotels through January 2020; receive a $100 Global Entry or TSA Precheck Credit

This article originally appeared on UpturnCredit.com and was syndicated by MediaFeed.org.