Author: Ashley Kilroy

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Is 735 A Good Credit Score?

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A 735 credit score is considered a good score in the lending industry and can increase your access to financing, credit cards, and affordable interest rates. …

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When Is a Side Hustle Not Worth It?

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Despite the obvious appeal of side hustles — more money! — they’re not for everyone. If your side hustle makes you stress out, neglect relationships, or …

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25 Cheapest Places to Live in New Hampshire, From Retirement Refuges to Family Havens

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Nestled in the heart of New England, New Hampshire offers a captivating blend of natural beauty and modern opportunities. The state’s job market excels in technology, …

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How to Tell If You’re Eligible For Credit Card Debt Forgiveness (& 4 Alternatives)

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If you’re overwhelmed by credit card debt, you might consider credit card debt forgiveness, which can involve paying less than you owe. This type of credit …

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25 of the Cheapest Places to Live in New Jersey

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New Jersey is a dynamic and diverse state nestled in the heart of the Mid-Atlantic United States. Renowned for its shoreline along the ocean, its vibrant …

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8 Smart Ways to Put Your Money to Work

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If you want your money to grow more quickly and to feel confident that you’ll reach your financial goals, you’re in the right place. This guide …

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6 Cheap Gender Reveal Ideas for Parents on a Tight Budget

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Congratulations! If you’re reading this, it probably means you or someone you care about is starting a family (or adding to one). One popular way to …

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Do American Plumbers Make a Decent Salary?

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As long as people rely on indoor plumbing, we will need experienced, skilled plumbers to install, repair, and maintain the systems we use every day. Being …

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2024 IRS Tax Refund Dates and Deadlines Everyone Needs to Know

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According to the IRS, approximately 90% of tax refunds are issued in under 21 days. However, some tax returns require more attention, which can lengthen the …

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Is a safe harbor 401(k) plan really a safe bet for seniors?

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Safe harbor 401(k) plans enable companies to avoid the annual IRS testing that comes with traditional 401(k) plans. With a safe harbor 401(k), an employer makes …

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Tulip Mania: When flowers bloomed, then blew up the economy

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One of the most famous instances of an asset bubble was the “Tulip Mania” that erupted in Holland during the 17th century. It was the first …

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Is the average student loan interest rate as high as you think it is?

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Student loans, like any loans, have an interest rate (and, sometimes, other loan fees). While interest rate accrual on existing federal student loans was paused from …

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Debit vs. ATM card: Which is right for you?

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ATM cards and debit cards may look very similar, but they actually have very distinct functions: ATM cards allow you to withdraw or transfer money from …

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Have a disability? There are lots of options for financial help

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Approximately 26% of Americans live with a disability that can impact cognition and mobility skills, according to the National Center for Birth Defects and Developmental Disabilities. …

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Exactly who owns the US national debt?

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When consumers spend more than they make, they often find themselves in debt. The same is true for countries, and the United States is no exception. …

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6 steps to take now if you want to max out your 401(k)

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Maxing out your 401(k) means that you contribute the maximum amount allowed by law in a given year, as specified by the established 401(k) contribution limits. But …

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How to get your money order cashed right now

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What Is a Postal Money Order? A postal money order is a type of financial certificate issued on paper by the post office. Similar to a …

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Professional eater, sleeper, cuddler & 24 other weird ways to make cash

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If you’re interested in bringing in more cash, you may be happy to know there are countless weird ways to make money, from selling your hair …

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Important financial aid deadlines to know

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  The Free Application for Federal Student Aid, or FAFSA, is a form students can fill out each school year to apply for grants, work-study, or …

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How to improve your relationship with money

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  Achieving your financial goals in life isn’t just about how much you earn; it’s also about your money mindset. Some of our most deeply held …

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15 horrible money moves & how to overcome them

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While bad financial decisions can set you back, it’s important to remember that mistakes can also be an opportunity to learn and grow. While you can’t …

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10 expenses that new homebuyers often forget to budget for

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After you purchase a new home, there are many things to budget for, such as moving costs, new furniture, and of course, ongoing expenses such as …

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12 bad things that come from not saving money

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Many Americans struggle to save money but it’s worth the effort since there are serious downsides to not stashing away cash. These can range from going …

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15 ways to overcome your bad financial decisions

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  While bad financial decisions can set you back, it’s important to remember that mistakes can also be an opportunity to learn and grow. While you …

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10 credit card scams & how to avoid them

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As the use of credit cards continues to rise, so does the array of different credit card scams used to try to steal your money. Credit …

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Building a line item budget

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  Many people worry that creating a budget will be too complicated, too restrictive, and put the kibosh on fun.   But a budget is really …

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How to make end-of-year donations

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Making a charitable donation at the end of the year–or any time of year–can be a win-win-win. The organization you give your money to benefits. You get …

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What Is the Chicago Board Options Exchange (CBOE)?

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  While you may already be familiar with the New York Stock Exchange and Nasdaq, those aren’t the only exchanges that investors use to trade securities. …

MoneyMortgages

What is a piggyback mortgage loan & how does it work?

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  At its simplest, a piggyback mortgage can be defined as a second mortgage, typically a home equity loan or home equity line of credit (HELOC). …