Author: Austin Kilham
How anyone can make money on bonds (even if you know nothing about them)
Investing in bonds is a method of lending money to a company or government. Governments, municipalities, and companies issue bonds to investors who are willing to …
10 satisfying jobs you can do without a degree
It can be tough to pin down the characteristics of a satisfying job. That’s because satisfaction can be subjective. There are plenty of roles out there …
How soon can I apply for early retirement & get social security?
Social Security is a social insurance program created in 1935 to pay workers an income once they retired at age 65 or older. When people talk about Social …
5 things you should know before choosing a mortgage lender
Buying a home is likely one of the biggest moves you’ll make in your personal and financial life, and your home may represent one of your …
Is the US in a financial crisis right now?
During a financial crisis, asset prices drop rapidly, usually over the course of days or a few weeks. This drop is often accompanied by a stock …
So, just how rich do you really need to be to own a private jet?
How much to buy a private jet?, you might be asking. Buying a private jet that’s new typically costs between $1 million and $90 million, depending …
Does your state have mandatory direct deposit options for checks?
First, let’s quickly define what a direct deposit is. A direct deposit occurs when money is moved from one bank account to another without the use …
Is a 401(k) hardship withdrawal ever a good idea?
According to the IRS, an individual can make a hardship withdrawal if they have an “immediate and heavy financial need.” However, not all 401(k) plans offer …
What’s the cheapest type of countertop you can get?
One of the biggest choices you’ll have to make when renovating your kitchen is what material to use for your countertops, which should factor into your …
6 ways to save for retirement during the prime of your career
One of the most important things you can do for yourself in your 30s is to start prioritizing retirement savings if you haven’t done so already. …
These traditional bank alternatives could seriously increase your savings
Increasingly, there are more and more alternatives to traditional banks and savings accounts. From fintech to mobile banking and money market funds to cash management accounts, …
Will deferring a loan payment tank my credit score?
How Does Deferring a Loan Affect My Credit Score? An unexpected layoff or a job loss could make keeping up with debt payments more challenging. When …
Can my wages get garnished if I don’t pay my car loan?
What Is Wage Garnishment? Creditors may use a method called wage garnishment when you fail to pay off your debts. It’s a legal procedure that allows …
8 budgeting apps perfect for couples
Managing your finances can be challenging enough when you’re single. Add a significant other into the mix, and things can get even more complicated. Even if …
Here’s what to do if you keep getting denied for a personal loan
A personal loan can help cover all kinds of important expenses, including home repairs, consolidating debt, and covering an unexpected medical bill. So getting denied for …
The key to affording an expensive musical instrument
Musical instruments can be costly. In fact, high quality instruments can run thousands of dollars. Fortunately, if you don’t have the cash on hand to pay …
How to calculate your actual net worth
In some ways, net worth and wealth can be tricky terms to define. To some people, the phrases are synonymous. As others acknowledge, the perception …
America’s 10 cheapest states for college
The cost of attending college in the U.S. can be quite expensive. In addition to tuition and fees, students may need to cover the cost of …
Is it really OK to use your 401(k) to buy a home?
Withdrawing money from a 401(k) to buy a house may be allowed by your company-sponsored plan, but this tactic is not always advisable, especially for …
Common budgeting mistakes & how to avoid them
Sure, a budget is an important tool to help you balance your income and your spending, keep your savings on track, and help you avoid debt. …
Here’s how much that dream exotic car will cost you
You’ve probably imagined yourself behind the wheel of a Lamborghini, cruising in a Maserati, or putting the pedal to the metal in a red Ferrari. Exotic …
Yes, you should start retirement planning in your 20s. Here’s why
When you’re starting your career in your 20s, the last thing on your mind may be the end of your career and the retirement that comes …
Can you afford a classic car?
Most people buy cars for practical purposes. They need transportation to get to and from work and to run errands around town. But for classic car …
Can you actually make money renting your car?
The COVID-19 pandemic has driven up rental prices, which may not get back to normal until 2023, according to some experts. In addition, people who are …
Dreaming of sailing on your own boat? Here’s what it’ll cost you
“Boat” can mean a surprisingly large number of things. The types of craft that fall under the category of boat range from kayak to mega yacht. …
How much does it really cost to own an electric car?
At first, electric vehicles were marketed as luxury cars with price tags that put them out of reach for most people. However, as interest in eco-friendly …
Yes, you can increase your car’s value. Here’s how
When you’re ready to sell your car or trade it in for a new model, you’ll discover that your car is no longer worth anywhere near …
12 tips to help you save on your next car
If you’re getting anxious, worrying about how to save money on a car, go no further. We’ve got this. Related: Can I pay off a personal …
Served in the military? You may be eligible for special auto loan refinancing
Refinancing the loan on your vehicle can be an important tool in helping you save money. This is especially true if your financial situation has recently …
Can you extend a lease on a car?
Leasing a car can be a good option for people craving flexibility. They want to drive a relatively new vehicle. And at the end of …
