Author: Austin Kilham

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Can I reinstate my car loan after reposession?

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If you fall behind on your auto loan payment, your lender may repossess your car. That means the lender can seize your vehicle to recoup some …

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25 In-Demand Skilled Trade Jobs for 2024

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You don’t necessarily need a four-year degree to have a rewarding career that pays well. In fact, there are plenty of jobs out there that don’t …

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Help! The Bank Accidentally Gave Me a Bunch of Money. Do I Have to Tell Them?

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If you ever see a bank error made in your favor, you might think, “Free money!” but the truth is, you need to report the error …

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Is a SIMPLE 401(k) Plan Right For Me?

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What Is a SIMPLE 401(k) Plan & How Do You Utilize It? The Savings Incentive Match Plan for Employees 401(k), or SIMPLE 401(k), is a simplified …

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5 Tips for Negotiating a Home Sale Without a Real Estate Agent

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A home that’s for sale by owner opens the door for you to buy the property without a middleman — though you may choose to use …

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How To Afford The Tiny House Of Your Dreams This Year

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Many Americans are finding tiny houses, or those that measure several hundred square feet in size, are a welcome way to live. They can be both …

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Does It Still Make Sense to Buy Single-Family Homes in This Economy?

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If you’re in the market for a home, you may have come across the term “single-family home” and wondered what it means and if that is …

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Here’s how much fixing your car radiator will set you back

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The cost of radiator repair or replacement will depend on the cost of parts and the cost of labor. On average, auto mechanics in the U.S. …

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Want to refinance your car? Read this first

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Refinancing your auto loan is an opportunity to lower your interest rate, shorten or lengthen your term, change your monthly payment, and more. Refinancing may be …

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How anyone can make money on bonds (even if you know nothing about them)

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Investing in bonds is a method of lending money to a company or government. Governments, municipalities, and companies issue bonds to investors who are willing to …

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10 satisfying jobs you can do without a degree

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It can be tough to pin down the characteristics of a satisfying job. That’s because satisfaction can be subjective. There are plenty of roles out there …

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How soon can I apply for early retirement & get social security?

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Social Security is a social insurance program created in 1935 to pay workers an income once they retired at age 65 or older. When people talk about Social …

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5 things you should know before choosing a mortgage lender

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Buying a home is likely one of the biggest moves you’ll make in your personal and financial life, and your home may represent one of your …

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Is the US in a financial crisis right now?

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During a financial crisis, asset prices drop rapidly, usually over the course of days or a few weeks. This drop is often accompanied by a stock …

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So, just how rich do you really need to be to own a private jet?

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How much to buy a private jet?, you might be asking. Buying a private jet that’s new typically costs between $1 million and $90 million, depending …

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Does your state have mandatory direct deposit options for checks?

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First, let’s quickly define what a direct deposit is. A direct deposit occurs when money is moved from one bank account to another without the use …

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Is a 401(k) hardship withdrawal ever a good idea?

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According to the IRS, an individual can make a hardship withdrawal if they have an “immediate and heavy financial need.” However, not all 401(k) plans offer …

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What’s the cheapest type of countertop you can get?

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One of the biggest choices you’ll have to make when renovating your kitchen is what material to use for your countertops, which should factor into your …

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6 ways to save for retirement during the prime of your career

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One of the most important things you can do for yourself in your 30s is to start prioritizing retirement savings if you haven’t done so already. …

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These traditional bank alternatives could seriously increase your savings

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Increasingly, there are more and more alternatives to traditional banks and savings accounts. From fintech to mobile banking and money market funds to cash management accounts, …