Author: Austin Kilham
Can I reinstate my car loan after reposession?
If you fall behind on your auto loan payment, your lender may repossess your car. That means the lender can seize your vehicle to recoup some …
25 In-Demand Skilled Trade Jobs for 2024
You don’t necessarily need a four-year degree to have a rewarding career that pays well. In fact, there are plenty of jobs out there that don’t …
Help! The Bank Accidentally Gave Me a Bunch of Money. Do I Have to Tell Them?
If you ever see a bank error made in your favor, you might think, “Free money!” but the truth is, you need to report the error …
Is a SIMPLE 401(k) Plan Right For Me?
What Is a SIMPLE 401(k) Plan & How Do You Utilize It? The Savings Incentive Match Plan for Employees 401(k), or SIMPLE 401(k), is a simplified …
5 Tips for Negotiating a Home Sale Without a Real Estate Agent
A home that’s for sale by owner opens the door for you to buy the property without a middleman — though you may choose to use …
How To Afford The Tiny House Of Your Dreams This Year
Many Americans are finding tiny houses, or those that measure several hundred square feet in size, are a welcome way to live. They can be both …
Does It Still Make Sense to Buy Single-Family Homes in This Economy?
If you’re in the market for a home, you may have come across the term “single-family home” and wondered what it means and if that is …
Here’s how much fixing your car radiator will set you back
The cost of radiator repair or replacement will depend on the cost of parts and the cost of labor. On average, auto mechanics in the U.S. …
Want to refinance your car? Read this first
Refinancing your auto loan is an opportunity to lower your interest rate, shorten or lengthen your term, change your monthly payment, and more. Refinancing may be …
How anyone can make money on bonds (even if you know nothing about them)
Investing in bonds is a method of lending money to a company or government. Governments, municipalities, and companies issue bonds to investors who are willing to …
10 satisfying jobs you can do without a degree
It can be tough to pin down the characteristics of a satisfying job. That’s because satisfaction can be subjective. There are plenty of roles out there …
How soon can I apply for early retirement & get social security?
Social Security is a social insurance program created in 1935 to pay workers an income once they retired at age 65 or older. When people talk about Social …
5 things you should know before choosing a mortgage lender
Buying a home is likely one of the biggest moves you’ll make in your personal and financial life, and your home may represent one of your …
Is the US in a financial crisis right now?
During a financial crisis, asset prices drop rapidly, usually over the course of days or a few weeks. This drop is often accompanied by a stock …
So, just how rich do you really need to be to own a private jet?
How much to buy a private jet?, you might be asking. Buying a private jet that’s new typically costs between $1 million and $90 million, depending …
Does your state have mandatory direct deposit options for checks?
First, let’s quickly define what a direct deposit is. A direct deposit occurs when money is moved from one bank account to another without the use …
Is a 401(k) hardship withdrawal ever a good idea?
According to the IRS, an individual can make a hardship withdrawal if they have an “immediate and heavy financial need.” However, not all 401(k) plans offer …
What’s the cheapest type of countertop you can get?
One of the biggest choices you’ll have to make when renovating your kitchen is what material to use for your countertops, which should factor into your …
6 ways to save for retirement during the prime of your career
One of the most important things you can do for yourself in your 30s is to start prioritizing retirement savings if you haven’t done so already. …
These traditional bank alternatives could seriously increase your savings
Increasingly, there are more and more alternatives to traditional banks and savings accounts. From fintech to mobile banking and money market funds to cash management accounts, …
Will deferring a loan payment tank my credit score?
How Does Deferring a Loan Affect My Credit Score? An unexpected layoff or a job loss could make keeping up with debt payments more challenging. When …
Can my wages get garnished if I don’t pay my car loan?
What Is Wage Garnishment? Creditors may use a method called wage garnishment when you fail to pay off your debts. It’s a legal procedure that allows …
8 budgeting apps perfect for couples
Managing your finances can be challenging enough when you’re single. Add a significant other into the mix, and things can get even more complicated. Even if …
Here’s what to do if you keep getting denied for a personal loan
A personal loan can help cover all kinds of important expenses, including home repairs, consolidating debt, and covering an unexpected medical bill. So getting denied for …
The key to affording an expensive musical instrument
Musical instruments can be costly. In fact, high quality instruments can run thousands of dollars. Fortunately, if you don’t have the cash on hand to pay …
How to calculate your actual net worth
In some ways, net worth and wealth can be tricky terms to define. To some people, the phrases are synonymous. As others acknowledge, the perception …
America’s 10 cheapest states for college
The cost of attending college in the U.S. can be quite expensive. In addition to tuition and fees, students may need to cover the cost of …
Common budgeting mistakes & how to avoid them
Sure, a budget is an important tool to help you balance your income and your spending, keep your savings on track, and help you avoid debt. …
Here’s how much that dream exotic car will cost you
You’ve probably imagined yourself behind the wheel of a Lamborghini, cruising in a Maserati, or putting the pedal to the metal in a red Ferrari. Exotic …