Author: Becca Stanek
Is it possible for my student loans to expire?
Federal student loans never expire. Unlike private student loans, federal loans have no statute of limitations, which is the time limit creditors have to use legal …
10 simple tricks to avoid getting into trouble with your credit card
A credit card is a payment card that offers access to a revolving line of credit. You can tap into this credit line for a variety of purposes, …
What are the three ‘legs’ of retirement?
The three-legged stool of retirement was a previously popular model for retirement that refers to a worker’s three sources of income during their golden years: Social …
Is it smart to borrow money during a recession?
Figuring out how to manage money during a recession — or any crisis — can be difficult. When facing a potential recession, financial decisions take …
Can student loans ever be discharged?
Student loans can be discharged, but only in certain circumstances. When federal student loans are discharged, your requirement to pay back some or the entire …
Understanding the different types of mortgage loans
An important first step for aspiring homebuyers is to decide which type of home loan will best serve their needs. The interest rate, length, down …
Understanding Parent PLUS loan repayment options
If you took out loans to help fund your child’s education, such as Parent PLUS Loans from the federal government, you’re eventually going to have to …
Do you have to pay FAFSA back?
If you’re wondering, “Do you have to pay back FAFSA loans?,” what you really want to know is whether you have to pay back your federal …
Strategies to pay back federal student loans
The prospect of paying back your student loans may seem daunting, but there are strategies you can take to pay off your federal student loan …
Understanding student loan requirements
Whether you apply for federal or private loans, there are several student loan requirements you’ll need to meet. Those requirements can vary depending on what type …
16 easy ways to save more money right now
Whether putting money away for a rainy day or for retirement, good savings habits can prepare you for emergencies and life changes. While it may seem …
