Author: Becca Stanek

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Is it possible for my student loans to expire?

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Federal student loans never expire. Unlike private student loans, federal loans have no statute of limitations, which is the time limit creditors have to use legal …

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10 simple tricks to avoid getting into trouble with your credit card

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A credit card is a payment card that offers access to a revolving line of credit. You can tap into this credit line for a variety of purposes, …

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What are the three ‘legs’ of retirement?

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The three-legged stool of retirement was a previously popular model for retirement that refers to a worker’s three sources of income during their golden years: Social …

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Is it smart to borrow money during a recession?

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  Figuring out how to manage money during a recession — or any crisis — can be difficult. When facing a potential recession, financial decisions take …

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Can student loans ever be discharged?

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  Student loans can be discharged, but only in certain circumstances. When federal student loans are discharged, your requirement to pay back some or the entire …

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Understanding the different types of mortgage loans

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  An important first step for aspiring homebuyers is to decide which type of home loan will best serve their needs. The interest rate, length, down …

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Understanding Parent PLUS loan repayment options

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If you took out loans to help fund your child’s education, such as Parent PLUS Loans from the federal government, you’re eventually going to have to …

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Do you have to pay FAFSA back?

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If you’re wondering, “Do you have to pay back FAFSA loans?,” what you really want to know is whether you have to pay back your federal …

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Strategies to pay back federal student loans

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  The prospect of paying back your student loans may seem daunting, but there are strategies you can take to pay off your federal student loan …

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Understanding student loan requirements

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Whether you apply for federal or private loans, there are several student loan requirements you’ll need to meet. Those requirements can vary depending on what type …

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16 easy ways to save more money right now

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Whether putting money away for a rainy day or for retirement, good savings habits can prepare you for emergencies and life changes. While it may seem …