Author: Christy Rakoczy

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How much does it really cost to own your car?

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Most Americans own cars. In fact, a Pew survey found that 88% of Americans owned cars, which is the second-highest ownership rate of any country (Italy came in …

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How much money do I really need to retire?

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Retirement should be a wonderful time in your life — but it won’t be if you have financial stress because you don’t have enough money to …

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7 ways your taxes will be different this year due to COVID-19

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Not preparing for the tax changes resulting from the CARES Act — or from the economic impact of COVID-19 — could be one of your biggest money …

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15 ways to ensure you have enough retirement savings

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Saving for retirement needs to be on everyone’s to-do list because most people can’t work for life. It can be complicated, as you must make sure …

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12 things I learned trying to sell my home during COVID-19

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My house has been on the market since shortly after the start of the coronavirus pandemic — here’s what I learned during the sales process. In …

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How many credit cards should you have?

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If you’re like most people, you regularly receive credit card offers in the mail or see advertisements for the best credit cards online. Some of these offers may …

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Do you know how credit card interest really works?

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Americans love using credit cards. In fact, the Consumer Financial Protection Bureau reported that Americans had more than $4 trillion in total credit card lines in mid-2017, and …

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8 pet insurance myths you can’t afford to believe

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As a pet owner, it’s essential you make responsible decisions for your animal companions. This goes beyond just providing them with proper training and high-quality food. …

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Medicare open enrollment: 4 critical questions to ask

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Medicare provides insurance for most seniors 65 and older, but getting covered isn’t as simple as it may seem. In fact, you have a choice of Medicare …

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Americans spend more time organizing homes than finances amid COVID-19

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COVID-19 has changed many things about American life. Unsurprisingly, spending habits are among them. Many Americans are both spending less and spending on different things. But, …

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How to get the most out of your home’s equity

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If you have asked yourself, how does home equity work? Then you have come to the right place. Home equity is the difference between the value …

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1-in-3 American workers have stopped saving for retirement

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For many Americans, saving for retirement is a luxury they simply cannot afford right now. Although investing for the future is essential, COVID-19 has left millions …

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69% of Americans want COVID-19 unemployment benefits extended

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On March 27, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) was signed into law by President Donald Trump. Among other things, the CARES Act authorized …

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Survey: Most Americans are canceling summer travel plans

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COVID-19 has changed many aspects of American life. Not only has the novel coronavirus left many people worried about their finances, but it’s also upended everything from …

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These states are hiring contact tracers right now

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The coronavirus pandemic has led to millions of Americans facing layoffs or furlough from their jobs. But even as the response to COVID-19 has resulted in unprecedented unemployment …

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1-in-5 Americans can’t afford to help local businesses — but they want to

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The novel coronavirus has had a profound impact on the American economy as millions shelter in place to slow the spread of COVID-19. Amidst these unprecedented …

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10 easy ways to support your favorite local businesses

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The coronavirus pandemic has upended the U.S. economy — and life as we know it. Unfortunately, this means many local businesses are suffering because they can’t continue to …

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Does your small business need an SBA loan to stay afloat?

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Running a small business can be rewarding, but it can also be challenging even in the best of times. With the uncertainty surrounding the coronavirus (the …

FeaturedMoneySmall Business

Here’s how credit card companies are helping customers impacted by coronavirus

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Restaurants, bars, stores, schools, and theme parks across the country shut down this week amidst an outbreak of the coronavirus, known by the scientific name COVID-19. …

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18 places you can find free money for college

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If you’re hoping to limit your student loan debt by finding free money for college, you’re in luck. Of course, no money is really “free” — …

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These 10 red flags could lead to an IRS audit

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The IRS audited close to a million tax returns in calendar year 2017. This was about .5% of the total returns filed. While this is a …

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6 reasons you should stop using your debit card

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Do you have both a debit and a credit card in your wallet? If so, you probably know that the money comes from different places when …