Author: Jackie Lam
Can I Pay a Credit Card Bill With Cash?
Written by: Jackie Lam
While many people use cash less often today, you can still use it to pay a credit card bill at some ATMs and retail locations or …
33 Smart & Simple Ways to Save Money Now
Written by: Jackie Lam
You likely agree that saving money is a good idea. Putting extra cash aside every month can help you reach your financial goals, whether that’s building …
What Happens if You Unknowingly Deposit a Fake Check?
Written by: Jackie Lam
There are many reasons why you might end up accidentally depositing a fake check into your bank account. Scammers often use fake checks as part of …
14 Side Hustles for Couples Who Want to Make Extra Income
Written by: Jackie Lam
If you and your significant other are interested in making some extra cash without sacrificing time together, you might consider a joint business venture. Side hustles …
Can’t Keep Your Finances in Check? These Tips Could Help You Finally Get on Track
Written by: Jackie Lam
Financial gurus, your money-savvy friend, and personal finance books and articles all say the same thing: You need a budget. Why? Because without any guardrails to …
Can I Use a Co-Borrower When Refinancing My Car Loan?
Written by: Jackie Lam
When taking out a car loan or refinancing a car loan, using a co-borrower may be an option worth considering. Let’s take a look at exactly …
Is that 2% cash back credit card reward really worth it?
Written by: Jackie Lam
Who doesn’t like a bit of extra cash in their pocket? And earning money from spending you’re already doing is arguably even better. If you prefer …
15 mind tricks that make you spend more money
Written by: Jackie Lam
Psychological pricing is a sales strategy that focuses on how pricing can impact you, the shopper, emotionally and psychologically. As different prices will have different effects, …
You probably have a credit card, but do you know why they even exist?
Written by: Jackie Lam
Who invented credit cards? As mentioned before, there were several precursors to the modern version of the credit card. Credit card history can be traced back …
Will adding my spouse to my credit card affect my credit?
Written by: Jackie Lam
While credit scores and credit histories don’t merge when you get married, there are some scenarios when your spouse’s credit can impact yours, and vice versa. …
Are you a frugal traveler? Check out this credit card before checking into hotels
Written by: Jackie Lam
As mentioned, a hotel credit card is a type of card that’s offered through a partnership between a credit card issuer, such as a bank or …
Could airline credit cards score you some serious travel discounts?
Written by: Jackie Lam
As mentioned, an airline credit card is a type of credit card designed for those who hop on planes frequently, such as avid travelers and those …
Can I really save money using store credit cards?
Written by: Jackie Lam
A retail credit card is a type of credit card that is a partnership between a bank or major credit card issuer and a retailer. Also …
Want to build up your credit score? Buy jewelry
Written by: Jackie Lam
They say that diamonds are a girl’s best friend, but did you know that you can also build credit with jewelry purchases? If you make your …
Have a delinquent credit card? Do this
Written by: Jackie Lam
Just as your friends expect to be paid back after they cover you for dinner and a round of drinks, lenders and credit card companies …
Why Gen Z is ditching the ‘Boomer’ way of buying homes & insurance
Written by: Jackie Lam
In an age where artificial intelligence can guide investment decisions and Americans can house hunt from the couch, it might be eye-raising to learn that …
Young house hunters keep striking out. Here’s why
Written by: Jackie Lam
Despite rising mortgage rates, the housing market remains hot. Heightened prices, low inventory and speedy turnarounds are predicted to continue in 2022. So, it’s …
This generation buys more luxury goods than any other
Written by: Jackie Lam
The world of luxury shopping is changing — and younger generations are becoming its guiding light. A new report from Klarna, a Swedish buy now, …
What does renters insurance cover & how does it work?
Written by: Jackie Lam
A standard renters insurance policy typically covers your personal belongings should they be damaged, destroyed or stolen. Renters insurance also covers liability in case someone is …
These are the states Americans have moved to most during the pandemic
Written by: Jackie Lam
The coronavirus pandemic accelerated remote work, allowing more Americans to consider relocating. Among those who chose new stomping grounds, where did they flock — and why? …
Homes are less affordable in more than three-quarters of US counties
Written by: Jackie Lam
An inventory shortage, coupled with low mortgage rates and lightning-quick turnarounds on sales, drove a hot housing market in 2021 — and 2022 shows little sign …
Americans want to manage their money better in 2022. Here’s how
Written by: Jackie Lam
Besides the usual New Year’s resolutions of losing weight, eating better and pursuing new passions, Americans intend to improve their finances in 2022. According …
What does car insurance cover?
Written by: Jackie Lam
Should you get into a car accident and harm someone else or yourself with your car, your car insurance may cover the costs of medical …
This is the worst part of the holidays for 52% of Americans
Written by: Jackie Lam
Among a litany of annoyances and “things we would rather avoid,” nothing warrants a holiday groan more than wrapping gifts. According to a recent survey from Los …
Millennials are really into end-of-life planning. Here’s why
Written by: Jackie Lam
As the coronavirus pandemic increased anxiety and upended many lives, it led U.S. millennials to get more serious about end-of-life planning. According to new research …
Online grocery shopping is here to stay. Here’s why
Written by: Jackie Lam
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been previewed, commissioned or otherwise endorsed …
Here’s what holiday shopping will look like, survey reveals
Written by: Jackie Lam
Financial strain, global supply chain disruptions and labor and inventory shortages might make it harder for consumers to check off items on their holiday gift lists …
Many US consumers are ready to spend big, but not Boomers
Written by: Jackie Lam
While the coronavirus pandemic has changed the way people shop, U.S. shoppers appear willing to throw down some bucks — particularly for larger purchases — in …
Buyers beware: ‘Tis the season of online shopping scams
Written by: Jackie Lam
While consumers were already shopping more online, the COVID-19 pandemic accelerated this trend even more. But cyber thieves abound, and online shopping can come with various …
