Author: Jamie Cattanach
Does a no-closing-cost refinance makes sense for me?
A no-closing-cost refinance sounds divine, but it’s important to understand that you will either roll the closing costs into the new mortgage or exchange them for …
25 ways to find affordable housing
Finding a nice place to live when you don’t have a lot of money to drop on rent each month can be challenging, especially in certain …
Residual income: What it is & how to earn it
No matter how much money you’re earning, chances are good you sometimes wish you had a bit more. Even if you’re not thinking of making a …
Thinking about getting a reverse mortgage? Read this first
If you’re at or nearing retirement age and looking for a way to generate cash flow, a reverse mortgage can seem like a great idea, especially …
Have family in the military? Don’t miss this student aid option
Military members, veterans, and their families have some special options when it comes to funding higher education, and given the cost of attending college, they’re well …
How to get car insurance in 3 easy steps
Congrats, new driver: Hitting the road goes a long way when it comes to freedom, autonomy and just plain fun. But when it comes to …
Vacations & weddings: Surprising ways people are using personal loans
Here are some common reasons people take out personal loans and whether or not they’re advisable. Image Credit: Julia_Sudnitskaya / iStock. 1. Using a personal loan …
32 ways to boost your retirement savings
Saving for retirement is one of the most important financial goals there is, but it isn’t always easy. Even with the best intentions, it can be …
25 ways to make money outside your day job
Whether you’re caught in a tight spot or saving up for something big, like a vacation or a new home, you may be looking for ways …
Here’s what cozy, charming & other real estate terms really mean
As you read real estate listings, you may come across industry jargon and certain catchphrases again and again. Paying attention to and understanding these terms can …
How to deposit cash at an ATM
Can you deposit cash at an ATM? The answer depends on your bank, the ATM you’re using and a variety of other factors — but …
What happens when your student loans go to collections?
When a borrower stops making payments on student loans for a period of time, they could end up in default. And in some cases, lenders may …
Colleges that offer free tuition
Tuition-free college sounds like a fantasy. But at some colleges and universities, it is possible for students to qualify to attend without paying tuition costs. Not …
Everything you need to know about hypothecation
Hypothecation may be a word you’ve never heard, but it describes a transaction you’ve probably participated in. Hypothecation is what happens when a piece …
Would you take a personal loan for these expenses?
Summer may be drawing to a close, but we’ve still got some time before fall and winter peek around — and in the meantime, many of …
The expenses Americans are borrowing for the most
Ah, July — the height of summer, America’s birthday, and a month in which it’s very possible to spend lots and lots of money. July boasts, …
Vacations & weddings: Surprising ways people are using personal loans
Summertime is finally here — and all those bright, blue days can leave us hankering to spend money in a variety of ways. But which of …
How to negotiate a house price: 7 tips
Finding your dream home is a big achievement, but it’s still just one step in the homebuying process. Negotiating house prices is a common reality for …
How to pay for college as an adult learner
These days, more and more people are joining the ranks of adult learners, those who go back to college at a later point in life. Figuring …
Here’s what Americans are buying with borrowed money
April Showers bring May flowers and all the rest of the beauty that longer days have to offer. As spring enters full swing and slowly makes …
What to consider when taking a personal loan
Are you considering a personal loan to cover some upcoming or unexpected expenses, like a big graduation gift or a family trip? If so, there are …
What to do if you don’t receive important tax documents
It’s getting to be that time of year again: tax time. And although it’s (probably) no one’s favorite holiday to celebrate, Tax Day, like any other …
Guide to government home loans
Ah, home buying. It’s invigorating! Complex. Expensive, too. This is why the vast majority of homebuyers rely on mortgages to obtain their dream homes. Conventional loans …
How to file for a tax extension
Please note: This article provides general background information only and is not intended to serve as legal or tax advice or as a substitute for legal …
Creating a one-year savings plan
A lot can happen in a year. (Don’t believe us? Go check out your Timehop.) While many of the changes we see as we make our …
Why is it risky to invest in commodities?
Investors and savers are always looking for new ways to maximize their growth potential. But there’s one form of trading that’s been in existence long before …
Investing during a recession
Investing can be daunting even during the best of times—but when a recession hits, it can be that much more confusing. As stocks plummet in response …