Author: Janet Berry-Johnson

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Do you really know the differences between Medicare & Medicaid?

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  Medicare is a federal government health insurance program in which covered people share the cost of healthcare. Medicaid is a federal/state assistance program, and covered …


How to refinance your mortgage with bad credit

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Bad credit can make refinancing a home loan harder, but it’s far from a disqualifier. According to credit rating agency Experian, “bad credit” is a score …


Tips for decluttering your home in the new year

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Spend a little time on Instagram or Pinterest and you’re bound to come across some very aspirational accounts. No, not exotic locales or luxury goods – …


15 ways to protect your home (& yourself) this winter

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Winter weather can take a toll on a house. Frozen water pipes, icy walkways and sudden windstorms that send tree branches ripping through your roof are …