Author: John Boitnott

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Are you ashamed of your debt? Here’s what to do

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In a world where we broadcast our lives on social media, there’s still something we don’t usually share: debt. It’s not something we’re proud of. You’d …

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10 things you may not know about how debt is handled during divorce

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There’s nothing easy about divorce. In addition to the emotions involved, there are difficult decisions inherent in separating one life back into two. Whether you want to …

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6 things to know about self-employment tax

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  6 Things to Know About Self-Employment Tax A 2019 FreshBooks research report called “Self-Employment in America” revealed that the number of self-employed Americans is rising …

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Top 5 identity theft pitfalls & how to avoid them

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  In just the last two decades, how we pay for goods and services has dramatically changed. Before the days of online shopping, we paid with …

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Healthy & balanced ways to lower your medical expenses

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An epidemic in the U.S. is affecting increasing numbers of people, regardless of age, financial status, or career. As the cost of medical services rises, so …

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Here’s what to do when you can’t pay your student loans

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According to a 2018 report from the Federal Reserve, more than half of young adults who went to college took on debt of some sort. What’s …

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Can’t pay your taxes? Here are your options

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No one wants to owe the IRS or state on their taxes each year, but it happens. After getting over the initial shock of how much you …

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7 strategies for rebuilding your credit after divorce

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Getting a divorce is fraught with stress and challenges. In many ways, it feels like you’re starting over from scratch. One of the biggest challenges is rebuilding …

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The ultimate guide to choosing a point-of-sale system

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For retail boutiques, restaurants and bars, a point-­of-­sale (POS) system serves as an essential part of doing business. Not only does it process transactions, but it also offers an opportunity to provide efficient …

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5 reasons to scale your business (and 5 reasons not to)

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If you’ve started a small business, you’re likely enjoying success while simultaneously worrying about the future. For many entrepreneurs, part of that future is growing, whether that …