Author: Kim Franke-Folstad
Do I need life insurance?
Written by: Kim Franke-Folstad
If you’re trying to decide if you need life insurance, a good place to start might be to ask yourself: Would anyone be put at risk …
Money management for college students
Written by: Kim Franke-Folstad
Parents expect that their children will head off to college with concerns about fitting in, finding friends, and not failing classes. What they may not think …
How does unemployment work?
Written by: Kim Franke-Folstad
Millions of Americans who never imagined they’d be out of work—especially in what was until recently an incredibly hot job market—suddenly have been forced by the …
How to budget for a baby
Written by: Kim Franke-Folstad
Having a baby can fill your house with love. It also can take a toll on your finances. So while you’re obsessing about pink, blue, or …
Is there such a thing as a safe investment?
Written by: Kim Franke-Folstad
Stocks are predictably unpredictable. And yet, even the media pundits who are paid to talk us through those roller-coaster twists seem to be surprised when there’s …
Average cost of medical school
Written by: Kim Franke-Folstad
Did you declare you’d be a doctor someday back when you were just a little kid? Perhaps your parents bought you one of those toy medical …
Tips for teaching your kids about investing
Written by: Kim Franke-Folstad
People talk about improving financial literacy for kids, but few seem ready to do much about it. According to the Council for Economic Education, only one-third of states …
Can medical bills affect your credit report?
Written by: Kim Franke-Folstad
Medical costs can sneak up on you. They’re often confusing and even frustrating. Billing statements may be hard to read. So can an insurer’s explanation of …
Exploring student loan forgiveness for nonprofit employees
Written by: Kim Franke-Folstad
Public Service Loan Forgiveness. The unicorn of student debt. Its very existence is debated. Thousands of federal student loan borrowers pursue it. And for those who …
5 ways to keep track of your expenses
Written by: Kim Franke-Folstad
Why is it important to track your spending? Let us count the ways: It can help you set and meet your goals. It can give you …
6 investment risk management strategies
Written by: Kim Franke-Folstad
We take risks all the time Risk is everywhere, every day. Some people take steps to protect themselves and manage that risk. Others leave it up …
US Recession History: Reviewing past market contractions
Written by: Kim Franke-Folstad
From time to time, media outlets that cover financial news will report rumblings of a coming recession. And that can be a little nerve-jangling. The potential …
7 ways to avoid monthly account maintenance fees
Written by: Kim Franke-Folstad
Have you ever heard the old saying, “Penny wise and pound foolish”? It’s a little knock at folks who tend to be frugal about small expenditures …
4 ways to pay for your child’s tuition
Written by: Kim Franke-Folstad
If you’re a parent who has always dreamed of sending your child to college someday, you’re probably well aware that tuition costs have increased pretty drastically over the …
How to save money from your salary
Written by: Kim Franke-Folstad
Americans are notoriously bad at saving money. Not just in the traditional sense, for the big stuff we want, like a car, college, a home and …
How much money should I spend on rent?
Written by: Kim Franke-Folstad
Maybe you can’t afford to buy a house just yet. Maybe you prefer renting to buying. Or maybe you’re just waiting for the right home to …
What percentage of income should I save?
Written by: Kim Franke-Folstad
Putting a portion of every paycheck into savings can be an important step toward building financial security. Parents, financial professionals and TV pundits like to press …
