Author: Lauren Ward
Yikes: Wedding photographers are getting expensive
How much is a wedding photographer? Costs vary, but the national average is $2,600. While you may pay less or more than this amount, wedding photographers …
5 things that could be hurting your credit score
As of 2022, the average American has a credit score of 714. But how was that number arrived at, and, more importantly, how is your own …
How to grow your own landscaping business this summer
The landscaping industry never slows down. While spring and summer are the busiest seasons, there is plenty of work to be done all year round. If …
Cherry blossoms, marvelous museums & 8 other things you can only do in D.C.
As the nation’s capital, DC is never quiet., but certain times of the year are busier than others. Like many tourist destinations, the mild months of …
4 types of personal loans for people with bad credit: Are any of them right for you?
Subprime personal loans can help you obtain financial help if you’re being denied access to traditional loan products. However, because they’re usually tailored to low credit …
23 small business & side hustle ideas for 2023
When you’re thinking of starting a new business, there are plenty of possibilities to consider. But what if you don’t have a large startup budget ready …
Marching with ducks & 9 other things you can only do in Memphis
Memphis is at its most comfortable during the spring and fall months, typically from late April through the beginning of June and again from late August …
Can I count my cell phone as a business expense?
What Cell Phone Expenses Can Be Deducted Researching how to write off cell phones for business? The good news is that just about any cell phone …
Volcanic beaches, hot springs & other amazing spectacles in Costa Rica
Considering a Costa Rica vacation? As part of Central America, Costa Rica is a beautiful country with lush rainforests, active (and safe) volcanoes, and pristine beaches. …
Traveling internationally? Don’t tip in these countries!
As you travel, there are many people you could tip: the ones who help you into the airport, out of the airport, into your hotel, out …
How to get a personal loan if your credit is ‘problematic’
Personal credit scores typically range from a low of 300 to a high of 850. Scores less than 670 may be considered fair if not poor. …
No, a rainy day fund is not an emergency fund. Here’s the real difference
A rainy day fund is money that’s set aside to cover lower cost expenses that invariably come up but you weren’t necessarily planning on having to …
20 savings challenges that can help you start saving now
Are you looking to make some changes in 2023? If beefing up your savings account is one of them, consider trying a savings challenge. These challenges …
7 budgeting secrets to help you pay off debt
There’s no shortage of debt in America. Total household debt reached $11.67 trillion in September 2022. But no matter how large or small your balance may …
The pros & cons of a $20k personal loan
If you have a large upcoming expense, such as a big move, home renovation, or major medical cost, you may find yourself in need of …
What are retiree loans & should I get one?
You might assume that once you’re retired, you can’t take out a loan — for a home renovation, a new car, or an emergency — …
What happens to your estate when you die?
It may not be a fun thing to think about or talk about, but it’s important to get your estate planning organized. Unfortunately, death doesn’t just …
The ultimate business checklist for new freelancers
Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive …
How to use crowdfunding loans for your business
The amount of money you need to start a business can seem intimidating. Even though you may have a great idea, nothing will ever come of …
6 tips that can lower your car payment
Vehicle prices are on an upward trend. In July 2021, the average new vehicle cost was more than $41,000, according to J.D. Power. And the …
A guide to microloans for women-owned small businesses
There are 12.3 million women-owned businesses in the U.S., and they generate 1.8 trillion dollars per year. Nonetheless, in 2019, less than 3% of all venture …
Invoice financing vs Invoice factoring
If you have a small business, you know that cash flow can be a big concern. And when you’re searching for small business loans, you may …
Can you get auto loans after bankruptcy?
Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive …
Getting a cash flow loan for your small business
Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct …
How to calculate your EIDL loan amount
Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive …
Can you refinance a car loan with the same lender?
Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive …
Are EIDL loans taxable?
Should you expect to be taxed on emergency help? The SBA’s Economic Injury Disaster Loan (EIDL) program has historically been reserved for businesses impacted by …
What’s a lean startup & is it right for you?
Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not …
EIDL vs. PPP loans: What’s the difference?
Editor’s note: At Lantern, we strive to help you make financial decisions with confidence. To do this, we occasionally feature content that includes information about our partners …
Can you apply for an EIDL loan twice?
Editor’s Note: At Lantern, we strive to help you make financial decisions with confidence. To do this, we occasionally feature content that includes information about our partners …
