Author: Lauren Ward

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Can I Lend My Own LLC Money?

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Did you know you can loan your own company money?If your business is structured as a limited liability company, or LLC , it means you aren’t …

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5 Factors That Determine Business Loan Interest Rates in 2024

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The interest rate of a business loan can vary widely and will depend on the market, the type of loan, and the lender. On average, however, …

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25 cheapest places to live in Utah, from retiree havens to mountain views

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The state of Utah is known for its beautiful landscapes and Mormon community, and it’s also become a tech hotbed in recent years. New startups and …

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Need money for the holiday season? What you need to know about $50,000 personal loans

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If you need financing to cover a large expense or consolidate debt, taking out a $50,000 personal loan is an option you might want to explore. …

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Pop quiz! We bet you can’t name these types of debts

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Debt may seem like something you want to avoid. But having some debt can actually be a good thing, provided you can comfortably afford to make …

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Can I cash-out refinance a car?

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Getting a cash-out auto refinance can be a way to borrow money by using the equity you have in your vehicle. Potentially, you could also get …

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5 ways to keep inflation from destroying your savings

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Inflation is an increase in the cost of goods and services and a fall in the purchasing power of money. For example, what once cost $5 …

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I want to refinance my car. Is my credit score high enough?

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Technically, there’s no minimum credit score required to refinance your car. Your score is one of multiple factors that lenders review as part of your application. That …

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3 essential things you need for estate planning

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For many, a strategy for estate planning is a must-have at any stage in life. This ensures that your wishes on how to handle your wealth, …

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Yikes: Wedding photographers are getting expensive

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How much is a wedding photographer? Costs vary, but the national average is $2,600. While you may pay less or more than this amount, wedding photographers …

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5 things that could be hurting your credit score

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As of 2022, the average American has a credit score of 714. But how was that number arrived at, and, more importantly, how is your own …

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How to grow your own landscaping business this summer

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The landscaping industry never slows down. While spring and summer are the busiest seasons, there is plenty of work to be done all year round. If …

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Cherry blossoms, marvelous museums & 8 other things you can only do in D.C.

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As the nation’s capital, DC is never quiet., but certain times of the year are busier than others. Like many tourist destinations, the mild months of …

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4 types of personal loans for people with bad credit: Are any of them right for you?

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Subprime personal loans can help you obtain financial help if you’re being denied access to traditional loan products. However, because they’re usually tailored to low credit …

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23 small business & side hustle ideas for 2023

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When you’re thinking of starting a new business, there are plenty of possibilities to consider. But what if you don’t have a large startup budget ready …

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Marching with ducks & 9 other things you can only do in Memphis

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Memphis is at its most comfortable during the spring and fall months, typically from late April through the beginning of June and again from late August …

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Can I count my cell phone as a business expense?

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What Cell Phone Expenses Can Be Deducted Researching how to write off cell phones for business? The good news is that just about any cell phone …

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Volcanic beaches, hot springs & other amazing spectacles in Costa Rica

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Considering a Costa Rica vacation? As part of Central America, Costa Rica is a beautiful country with lush rainforests, active (and safe) volcanoes, and pristine beaches. …

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Traveling internationally? Don’t tip in these countries!

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As you travel, there are many people you could tip: the ones who help you into the airport, out of the airport, into your hotel, out …

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How to get a personal loan if your credit is ‘problematic’

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Personal credit scores typically range from a low of 300 to a high of 850. Scores less than 670 may be considered fair if not poor. …

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No, a rainy day fund is not an emergency fund. Here’s the real difference

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A rainy day fund is money that’s set aside to cover lower cost expenses that invariably come up but you weren’t necessarily planning on having to …

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20 savings challenges that can help you start saving now

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Are you looking to make some changes in 2023? If beefing up your savings account is one of them, consider trying a savings challenge. These challenges …

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7 budgeting secrets to help you pay off debt

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There’s no shortage of debt in America. Total household debt reached $11.67 trillion in September 2022. But no matter how large or small your balance may …

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The pros & cons of a $20k personal loan

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  If you have a large upcoming expense, such as a big move, home renovation, or major medical cost, you may find yourself in need of …

FeaturedMoneyRetirement

What are retiree loans & should I get one?

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  You might assume that once you’re retired, you can’t take out a loan — for a home renovation, a new car, or an emergency — …

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What happens to your estate when you die?

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It may not be a fun thing to think about or talk about, but it’s important to get your estate planning organized. Unfortunately, death doesn’t just …

FeaturedMoneySmall Business

The ultimate business checklist for new freelancers

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  Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive …

MoneySmall Business

How to use crowdfunding loans for your business

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The amount of money you need to start a business can seem intimidating. Even though you may have a great idea, nothing will ever come of …

AutosMoney

6 tips that can lower your car payment

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  Vehicle prices are on an upward trend. In July 2021, the average new vehicle cost was more than $41,000, according to J.D. Power. And the …

MoneySmall Business

A guide to microloans for women-owned small businesses

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  There are 12.3 million women-owned businesses in the U.S., and they generate 1.8 trillion dollars per year. Nonetheless, in 2019, less than 3% of all venture …