Author: Rajiv Baniwal

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These credit cards will help you save more at the grocery store

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Spending on groceries is a staple across all American households, and the bigger the family, the higher the expense. By using the right credit card to …

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Are your cash back credit card rewards taxable?

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  The Internal Revenue Service (IRS) follows fairly clear guidelines when it comes to imposing taxes on cash back earned through credit cards. It views any cash …

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How low can your credit score really go?

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  Credit scores issued by the most popular credit-scoring models in the U.S. begin at 300. However, this is unlikely to be your first credit score …

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The ultimate guide to balance transfer credit cards

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Transferring a credit card’s balance to a new card requires getting the new card provider to approve the transfer. The process begins when you submit a …

Money

The pros & cons of balance transfer credit cards

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  A balance transfer can help you save money on interest charges. However, if you don’t plan your finances right, a new card can get you …