Author: Rajiv Baniwal
Points vs. miles: Which is actually better?
Issuers of rewards credit cards offer points or miles to encourage spending. And you get to capitalize on your spending by earning rewards. However, there are …
These credit cards will help you save more at the grocery store
Spending on groceries is a staple across all American households, and the bigger the family, the higher the expense. By using the right credit card to …
Are your cash back credit card rewards taxable?
The Internal Revenue Service (IRS) follows fairly clear guidelines when it comes to imposing taxes on cash back earned through credit cards. It views any cash …
How low can your credit score really go?
Credit scores issued by the most popular credit-scoring models in the U.S. begin at 300. However, this is unlikely to be your first credit score …
The ultimate guide to balance transfer credit cards
Transferring a credit card’s balance to a new card requires getting the new card provider to approve the transfer. The process begins when you submit a …
The pros & cons of balance transfer credit cards
A balance transfer can help you save money on interest charges. However, if you don’t plan your finances right, a new card can get you …
