Author: Rebecca Safier

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Every FDIC-backed, Native American-owned bank in the US

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Native Americans are the most likely group to be unbanked in the U.S., according to a Federal Deposit Insurance Corporation (FDIC) survey, and many lack access …

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Looking for student loan forgiveness programs in Indiana? Your options may be limited

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If you’re a student loan borrower in the Hoosier State, you might have options to get your education debt forgiven.  According to the Education Data Initiative, …

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Got student loan debt? Volunteering may pay off big time

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While volunteering doesn’t come with a big paycheck, it may help you pay off your student loan debt. There are several volunteer programs that are eligible …

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Looking for student loan forgiveness in Florida? Your options may be limited

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If you’re a student loan borrower in the Sunshine State, you might have options for getting your student loans forgiven. In fact, Florida offers two student …

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Bad credit? You can still refinance those student loans. Here’s how

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It can be difficult to refinance student loans with bad credit, as many lenders require good to excellent credit for approval. But that doesn’t mean you’re …

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Could this challenge fix your finances in just 30 days?

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The 30-day money saving challenge is a great way to save nearly $500 extra dollars in a single month. It asks you to save a different …

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Mourning Biden’s student loan forgiveness? Here’s 11 ways to reduce your loan payments

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The national student loan debt is about $1.77 trillion, with the average federal student loan debt balance totaling close to $38,000. If you’re one of the …

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Can the government garnish my wages if I don’t make my student loan payments?

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Student loan wage garnishment is when a lender orders your employer to withhold a certain percentage of your paycheck every month to pay back a past-due …

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Irregular income? Here’s how to budget

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If you’re an independent contractor, gig worker, or small business owner, your income probably varies from month to month. While budgeting on an unpredictable income can …

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Lost your wallet? Stop & do these 10 things, ASAP

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If you lose your wallet, you may start to panic and have no idea what to do. And you may wonder how to get money when …

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How to afford gender-affirming surgery

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Gender affirmation surgery can range anywhere from $3,000 to tens of thousands of dollars, depending on the procedure and provider.  Common Gender Reassignment Surgery Costs The …

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Can you really negotiate your student loan payoff? Yes, here’s how

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Negotiating Student Loan Payoff: How It Works Falling behind on student loan payments can lead to a number of negative consequences, including frequent calls from debt …

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Can I use a 529 to pay off student loan debt?

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A 529 plan is an investment account that’s mainly used to pay for college and other educational expenses. You can also use 529 plan funds to …

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Can you refinance student loans if you had a co-signer?

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  Refinancing your student loans can lead to better rates and terms on your education debt. But if you don’t have good credit, it’s tough to …

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How to consolidate your student loans

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  Editor’s Note: Since the writing of this article, the Biden administration has extended the pause on federal student loan repayment through Dec. 31, 2022.   …

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What is student loan deferment?

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Student loan deferment allows you to postpone student loan payments temporarily. You can often defer student loans while you’re enrolled in school, but you might also …

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Many college students worried about return to classes

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Students enrolling in college for the 2020-21 school year are facing a very different set of circumstances than ever before. With the coronavirus pandemic still surging …

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11 great jobs that offer student loan forgiveness

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Did you know that 7 in 10 college students take out loans to pay for school, graduating with an average balance of more than $29,000? This …

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What lower interest rates will mean for your student loans

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Compared to other types of debt, student loans have some of the lowest interest rates around — especially if you borrow from Federal Student Aid. And for …

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13 restaurants to check for great student discounts

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Even if you have an unlimited meal plan, you might want to eat off campus from time to time. But as a broke college student, you …

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6 surprising jobs that could help you repay student loans

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Getting your student loans forgiven would be a dream come true, but federal programs have strict requirements about who can qualify. For instance, only those who …

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8 ways to pay of $100K in student loan debt

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With tuition costs higher than ever, some college grads are finding themselves with student loan balances of $100,000 or more. If you’re one of them, you …

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How to use the FAFSA mobile app to get student aid

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These days, there’s an app for everything — including the FAFSA (the Free Application for Federal Student Aid). The Department of Education has gone mobile, and …

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7 financial tips for college students in the new year

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As a college student, you could be studying literature, engineering or international relations, but unless it’s a special focus for your major, personal finance might not …

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4 things you can do if your student loan rates keep going up

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From December 2015 until now, the Federal Reserve’s target interest rate has increased eight times. Although rate hikes tend to be a sign of a strong …

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5 times refinancing your student loans is a bad idea

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In many cases, the answer to this question is yes. Refinancing may bring down your interest rates if you qualify, saving you money on your student loans. Plus, …

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Most affordable LGBTQ-friendly colleges & universities

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From bullying at school to discrimination in the workplace, those in the LGBTQ community have suffered many disadvantages throughout their lives. Fortunately, the nonprofit organization Campus Pride helps students discover …

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6 reasons student loan forgiveness might not be worth it

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Student loan forgiveness is often considered a smart way out for borrowers struggling with debt. But is it really the great solution people think it is? …