Author: Rebecca Safier
Looking for student loan forgiveness in Florida? Your options may be limited
If you’re a student loan borrower in the Sunshine State, you might have options for getting your student loans forgiven. In fact, Florida offers two student …
Bad credit? You can still refinance those student loans. Here’s how
It can be difficult to refinance student loans with bad credit, as many lenders require good to excellent credit for approval. But that doesn’t mean you’re …
Could this challenge fix your finances in just 30 days?
The 30-day money saving challenge is a great way to save nearly $500 extra dollars in a single month. It asks you to save a different …
Mourning Biden’s student loan forgiveness? Here’s 11 ways to reduce your loan payments
The national student loan debt is about $1.77 trillion, with the average federal student loan debt balance totaling close to $38,000. If you’re one of the …
Can the government garnish my wages if I don’t make my student loan payments?
Student loan wage garnishment is when a lender orders your employer to withhold a certain percentage of your paycheck every month to pay back a past-due …
Irregular income? Here’s how to budget
If you’re an independent contractor, gig worker, or small business owner, your income probably varies from month to month. While budgeting on an unpredictable income can …
Lost your wallet? Stop & do these 10 things, ASAP
If you lose your wallet, you may start to panic and have no idea what to do. And you may wonder how to get money when …
How to afford gender-affirming surgery
Gender affirmation surgery can range anywhere from $3,000 to tens of thousands of dollars, depending on the procedure and provider. Common Gender Reassignment Surgery Costs The …
Can you really negotiate your student loan payoff? Yes, here’s how
Negotiating Student Loan Payoff: How It Works Falling behind on student loan payments can lead to a number of negative consequences, including frequent calls from debt …
Can I use a 529 to pay off student loan debt?
A 529 plan is an investment account that’s mainly used to pay for college and other educational expenses. You can also use 529 plan funds to …
Can you refinance student loans if you had a co-signer?
Refinancing your student loans can lead to better rates and terms on your education debt. But if you don’t have good credit, it’s tough to …
How to consolidate your student loans
Editor’s Note: Since the writing of this article, the Biden administration has extended the pause on federal student loan repayment through Dec. 31, 2022. …
What is student loan deferment?
Student loan deferment allows you to postpone student loan payments temporarily. You can often defer student loans while you’re enrolled in school, but you might also …
Many college students worried about return to classes
Students enrolling in college for the 2020-21 school year are facing a very different set of circumstances than ever before. With the coronavirus pandemic still surging …
11 great jobs that offer student loan forgiveness
Did you know that 7 in 10 college students take out loans to pay for school, graduating with an average balance of more than $29,000? This …
What lower interest rates will mean for your student loans
Compared to other types of debt, student loans have some of the lowest interest rates around — especially if you borrow from Federal Student Aid. And for …
13 restaurants to check for great student discounts
Even if you have an unlimited meal plan, you might want to eat off campus from time to time. But as a broke college student, you …
6 surprising jobs that could help you repay student loans
Getting your student loans forgiven would be a dream come true, but federal programs have strict requirements about who can qualify. For instance, only those who …
8 ways to pay of $100K in student loan debt
With tuition costs higher than ever, some college grads are finding themselves with student loan balances of $100,000 or more. If you’re one of them, you …
How to use the FAFSA mobile app to get student aid
These days, there’s an app for everything — including the FAFSA (the Free Application for Federal Student Aid). The Department of Education has gone mobile, and …
7 financial tips for college students in the new year
As a college student, you could be studying literature, engineering or international relations, but unless it’s a special focus for your major, personal finance might not …
4 things you can do if your student loan rates keep going up
From December 2015 until now, the Federal Reserve’s target interest rate has increased eight times. Although rate hikes tend to be a sign of a strong …
5 times refinancing your student loans is a bad idea
In many cases, the answer to this question is yes. Refinancing may bring down your interest rates if you qualify, saving you money on your student loans. Plus, …
Most affordable LGBTQ-friendly colleges & universities
From bullying at school to discrimination in the workplace, those in the LGBTQ community have suffered many disadvantages throughout their lives. Fortunately, the nonprofit organization Campus Pride helps students discover …
6 reasons student loan forgiveness might not be worth it
Student loan forgiveness is often considered a smart way out for borrowers struggling with debt. But is it really the great solution people think it is? …
