Category: Money
12 ways to save for a new home while renting
When a good majority of your take-home pay goes to your landlord, it becomes a challenge to muster up the cash for a mortgage and down …
7 things your smartphone can save you from buying
My phone is my personal assistant and my boredom companion. I mean, for how much it cost, it better be. Thank to all the apps out …
How to deal with a debt collector
So, you’ve been getting calls from a debt collector. What now? Believe it or not, all hope isn’t lost when an account go to collections. Read …
How do I decide what my car insurance deductible should be?
If you’ve ever purchased an car insurance policy, you’re probably familiar with the question “and what would you like your deductible to be?” Personally, I want …
Everyone ought to have an IRA
In his classic Broadway musical comedy, A Funny Thing Happened on the Way to the Forum,. Steve Sondheim tells us that “Everybody ought to have a …
10 ways to save at fine-dining restaurants
If you consider yourself a bit of a gourmand, but your finances are aligned more closely with pho than foie gras, we have good news. You …
10 simple things every leader needs to stop doing
I’ve spent my entire life turning struggling companies around. After working with dozens of organizations, I’ve begun to see the patterns that led to their challenges. …
How do student loans affect your credit report?
The last thing that college students and recent graduates might think about is how their student loans can impact their credit reports in particular and their …
How to make your air conditioning smart with apps and Alexa
Summer may be winding down, but it’s not over just yet. At GearBrain, our attention is still focused on keeping the smart home cool and comfortable. …
10 important things to know about the new tax law
The Tax Cuts and Jobs Act passed in December of last year has drastically changed the United State Tax Code. For tax years 2018 through 2025, when …
5 examples of toxic corporate behavior
Suffering has become a hallmark of the modern workplace. In my work as a coach and consultant, I’ve listened to employees talk about coercion, being forced …
14 smart home devices to save you money
As fun as it is to switch lights on with your voice, activate your robotic vacuum cleaner and talk to the postman through a video doorbell, …
Why electric cars are so expensive, and how the tide will soon turn
It’s all about the trickle-down effect. A glance at the prices of electric cars will quickly tell you something — they are all expensive. The latest vehicle …
How the WeWork experience is revolutionizing the workplace
When we consider an office, we traditionally think of it as a physical space: a building or floor in one and the tables, chairs, filing cabinets, …
A beginners guide to disability insurance & pregnancy
Why do pregnant women need disability insurance? Because complications aren’t as uncommon as you might think – one in four pregnancies have complications that can cause …
How often does my credit report update?
Credit reports are the foundations on which credit scores are measured. Even though there are multiple credit scoring companies (and multiple formulas for each type of …
8 money moves for when you expect one baby … but find out you’re having two (or three)
Planning for the financial impact of a single baby is challenging. But if you just learned you’re having twins, triplets or more, you may be wondering …
The dos & don’ts of buying at a wholesale club
Because I write about smart shopping, you’d think that I’d be adept at shopping in all forms. Not always! As a new member of Costco, it …
How much does it cost to turn the average house into a smart home?
Most people’s idea of a smart home is adding a device that can control lights, plugs and door locks. But what if you wanted to make your …
How long do negative items stay on my credit report?
How long do negative items stay on my credit report? This is the question anyone in need of credit might ask if bankruptcy, collections accounts, or …
4 times when it’s right to bundle your home & car insurance
Most carriers don’t sell strictly homeowners, or strictly auto insurance, and nothing else. So if you go to a company for a car insurance policy, there’s …
6 smart light platforms for transforming your home
Along with smart speakers like the Amazon Echo and Google Home, a common first step into the smart home world is lighting. These LED bulbs connect …
Millennials in the workplace: What do they love?
When conducting a job search, millennials often scroll down to see the perks a company offers before reading the general description. They’ll likely search for the company on …
How to keep your job when you’ve totally screwed up
Alejandro got his first job out of college in 2009 as an associate buyer at a grocery store warehouse in Louisiana. He was responsible for ordering …
A workplace meditation room can increase your bottom line
Managers like to see the numbers before investing in new tools to improve their business and get the most from their workforce. So, here is a …
What do I need to dispute a credit report?
So, you’ve read your credit reports and found something that isn’t right. What do you do now? Get ready to file a dispute. There’s no reason …
The truth about skipping mortgage payments when refinancing
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10 factors to consider when setting financial goals
“How much do you cost?” is one of the most important questions I ask my clients when advising them on the structure and planning of their …
Turn your home smart for less than $100
Building a smart home from scratch might sound like a daunting and expensive process to undertake, but since smart speakers from Amazon and Google came onto …
Smart home tech for millionaires: Top devices to buy when money is no object
At GearBrain we have already covered how to build a smart home for various budgets – from as little as $100, up to the $1,000 range, …