Category: Retirement

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How the Biden Administration’s Secure 2.0 Act could affect your retirement

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  The $1.7 trillion federal government spending package recently passed by Congress and signed into law by President Biden includes a collection of provisions that will …

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457 vs 401(k): What’s the real difference?

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  Depending on where you work, you may be able to save for retirement in a 457 plan or a 401(k). While any employer can offer …

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Want to retire at 50? Here’s how to make it happen

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  Congratulations! You’ve made the most critical step in the entire process – searching out how to become financially independent. In my book, I explain how …

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Even if you can retire at 62, should you really do it?

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  Planning to retire at 62 is worth considering, but whether it’s a realistic goal depends on how much you’ve saved, your anticipated living expenses, and …

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When should you really file for Social Security?

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  Deciding when to apply for Social Security can be a complicated math problem, one that has a different answer for each person depending on their …

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We’re 56 and have less than $250K in savings. Can we still retire at 65?

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  It’s a question that everybody who isn’t a multi-millionaire finds themselves asking. How much money do I need to have saved to retire comfortably?   …

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The average American retiree has this much cash, but is it enough?

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  Retirement is a financial goal most of us think about. At some point, everyone will be forced to leave the workforce for good. But, how …

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Average net worth in every state

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The average net worth of Americans is $748,800, according to the Federal Reserve’s most recent Survey of Consumer Finances released in September 2020. Meanwhile the median …

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How to cope with financially unstable parents

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  How old were you when you realized your parents struggled with money? I was five: crouched on the top stair, listening once again to my …

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Low-stress jobs that are perfect for retirees

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  Retirement should be for pursuing all those lifelong dreams you never had time for when you were working. A round-the-world cruise, driving across America in …

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Dreaming of moving to Italy? Check out these coastal towns

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Italy boasts the best beach and coastal towns anyone would dream of calling home. This country has so many great areas to live in, it can …

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Medicare open enrollment 2023: Everything you need to know

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  During Medicare open enrollment, you can join, switch or drop a Medicare health plan, prescription drug plan or Medicare Advantage Plan. This fall, the  Medicare open …

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11 smart & simple ways retirees can save cash

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If your work days are in the rearview mirror now, you may be enjoying your retirement but also wondering how you might bring in a bit …

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What to do with your retirement during a bear market

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  Grin and Bear It There’s no sugarcoating what’s going on with the market. Both stocks and bonds are trading in bear market territory, which means …

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5 smart ways credit cards can help you save for retirement

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Whether you’re new to saving for retirement or an old pro, you can use your credit card for funding your IRA or other retirement accounts. How …

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IRS boosts max retirement contribution limit. Here’s what to know

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  Following adjustments made to tax brackets in 2023, the IRS instituted record-breaking increases to the contribution limits for 401(k) and other tax-deferred retirement plans. Starting …

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7 Roth IRA secrets you’ll wish you knew sooner

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  The Roth IRA is a popular retirement account, and it’s incredibly easy to see why. Yes, you have to invest in this account with after-tax …

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Is it really OK to use your 401(k) to buy a home?

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  Withdrawing money from a 401(k) to buy a house may be allowed by your company-sponsored plan, but this tactic is not always advisable, especially for …

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This country has the most seniors in the world

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  In terms of larger countries, Japan has always been at the forefront concerning the share of residents aged 65 or older, with more than 86,000 centenarians …

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Don’t know when you’ll retire? Here’s how to plan for it anyway

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  Most people, even people who love their jobs, are working toward the day when they can stop working. Saving for retirement is a pillar of …

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The best country for retirees to grow old in

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  Norway is the best country for retirees. In this year’s Global Retirement Index by investment bank Natixis, the Scandinavian country takes first place.   For the ranking, 44 …

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Is a 401(k) really the best retirement account for you?

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  Is a 401(k) plan worth it? This is a question on the minds of many people trying to decide if this retirement account offered through their …

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Retiring soon? These money tips can help

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  I think I qualify as a near-retiree.   Frankly, I could afford to stop working now, if we were willing to give up our dream …

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What to do when you don’t know what to do with your life

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  When you’re thinking I don’t know what to do with my life, it’s natural to feel lost and uncertain. This can be a difficult time, …

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Man takes his grandma on adventures of a lifetime

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  Brad Ryan and his grandma Joy Ryan weren’t always close. Though they had a tight bond through his childhood, Brad’s parents’ divorce had been difficult …

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Teachers: What to consider before quitting your job

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  Is it Time to Leave Your Teaching Career? If you are considering leaving the classroom, you are not alone. Record numbers of teachers are burning out and …

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Retirement during high inflation: A how-to guide

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  Inflation and retirement are two words that don’t go well together. Given the current economy, you might be convinced that you’ll never retire and will …

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Should I roll my pension into an IRA?

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  When you leave your job, you have a few options when it comes to your pension. You can take the pension payout over your lifetime, …

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Study offers clear picture of US retirement savings

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aving for retirement is one of the most important financial decisions a working adult can make. But a new study by Anytime Estimate shows that many people …

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The best states for retirement if you care about taxes

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Many people consider relocating in retirement in order to reduce their cost of living and make their savings last longer. When weighing the pros and cons …