Category: Mortgages

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How to buy a home when you’re single

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  Buying a house as a single woman has become more mainstream over the past few decades. This rise is partly due to an increase in …

Mortgages

What Is an assumable mortgage?

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Homebuyers have more mortgage loan options available when buying a home than they may think. One of those could be the assumable mortgage, a home loan …

Mortgages

Can you lose your house with a reverse mortgage?

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For older Americans who may find they need more money in retirement, using a reverse mortgage to convert some of their home’s equity into cash can …

Mortgages

What is mortgage forbearance?

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When homebuyers take out a mortgage, they’re likely dreaming about living out their days in a house of their own—whether that means bedecking the front porch …

Mortgages

Top 30 states with mortgage foreclosures for March

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Despite the economic fallout and job loss from the pandemic, the number of U.S. properties with foreclosure filings in March was 11,880, down 75% from last …

Mortgages

A guide to lender-paid mortgage insurance

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Homebuyers have a variety of conventional mortgages to choose from. The element most have in common is private mortgage insurance—usually required when the down payment is less …

Mortgages

How often can you refinance your home?

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Other than possible lender-imposed waiting periods after a mortgage loan closes, you can refi as many times as your heart desires. But you’ll want to crunch …

Mortgages

Tips when shopping for a mortgage

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Shopping for a car: fun, freeing and full of fresh new smells. Shopping for a puppy: heartwarming and full of suspicious smells. Shopping for a mortgage: …

Mortgages

What is a good mortgage rate?

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Because your interest rate is the cost you pay to borrow money, it makes sense that you’ll want to strive to get the lowest rate possible. …

Mortgages

What is mortgage amortization?

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If you’re looking into getting a mortgage for the first time, congratulations! You’re about to embark on a brave new adventure in adulthood. Like most adventures, …

Mortgages

What credit score is needed to buy a house?

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What’s your number? That’s not a pickup line; it’s what a lender will want to know. The number will range from 300 to 850, and it …

Mortgages

Understanding mortgage basics

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Do you ever window shop for the perfect home, whether by browsing online or taking a stroll through your favorite neighborhood? You’re not alone. It’s fun …

Mortgages

Easy ways to finance your home improvement projects

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FinanceBuzz is reader-supported. We may receive compensation from the products and services mentioned in this story, but the opinions are the author’s own. Compensation may impact …

Mortgages

How do home improvement loans work?

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Creating a dream home on a budget can be tricky. On one hand, renovating a home can be one of the most efficient ways to grow …

Mortgages

These are the cities where home refinancing is easiest

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Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been previewed, commissioned or otherwise endorsed …

Mortgages

Top 30 states with mortgage foreclosures

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Despite the economic fallout and job loss from the pandemic, the number of U.S. properties with foreclosure filings in February was 11,281, down 77% from last …

Mortgages

How to get pre-qualified for a home loan

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The mortgage application process includes a lot of moving parts that many first-time home buyers, and even homeowners, don’t understand. One thing many would-be buyers don’t …

Mortgages

Guide to government home loans

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Ah, home buying. It’s invigorating! Complex. Expensive, too. This is why the vast majority of homebuyers rely on mortgages to obtain their dream homes. Conventional loans …

Mortgages

Here’s what 2020 did to American mortgages

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We still don’t know the full effect the pandemic and resulting economic slowdown will have on the housing market. That said, understanding where 2019 and 2020 …

Mortgages

Buying a home with cash vs a mortgage

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In some areas, there simply isn’t enough desirable housing available for the number of interested buyers — and, in these hot spots, buyers will likely find …

Mortgages

How your credit score affects your ability to get a mortgage

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When it comes to credit score requirements for landing a mortgage, there are a variety of factors at play — like the type of mortgage you’re …

Mortgages

10 types of mortgages you need to know about

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Finding the right home is just one part of the equation when buying a home. Choosing the right type of mortgage loan to finance the biggest …