Delaying important financial decisions, such as saving, investing, and paying off debt, can cost you money and put your goals further out of reach.
Identity theft and financial fraud is all too common these days, and not taking a few steps to protect your personal and financial information can come back to haunt you.
Overspending means you’re spending everything you earn (and not putting anything into savings) or, worse, you’re spending more than you’re bringing in.