Many creditors are willing to negotiate a lower interest rate if you have paid on time for several months.
If you have a good credit score, you might be able to transfer some or all of your credit card debt to a zero or low-interest card.
If you only make the minimum monthly payment on your debts, it will take you a very long time to pay them off.
To pay off your credit card balances more quickly, you need to find ways to free up extra money each month.