Have you tried without success to build emergency savings? Maybe pandemic financial hardship got in your way for the last two years or you just never could commit.
You can start small, saving until you have at least $1,000 dollars in emergency funds. Then that achievement can inspire you to keep building emergency savings to a higher amount.
If you look around your home, you probably have at least a few things you could sell on Facebook Marketplace, eBay, Craigslist or another online marketplace.
There are savings account bonuses too, but don’t be deterred if the offer is for a checking account. You can treat the account as savings.
One of the fastest ways to add cash to an emergency fund is to earn more money from a side hustle or part-time job.
If you can set up a direct deposit from each paycheck into your emergency savings account, the balance can increase significantly (and painlessly) in a short time.