5 common credit mistakes to avoid when getting a mortgage

Do you think your credit score qualifies you for some of the best mortgage terms available today? Here are some common credit mistakes borrowers make when applying for a mortgage.

You see the same credit score lenders do

The free credit score you get online or from your bank does not  necessarily mean that is the credit score your mortgage lender will be  looking at.

If you dispute any credit accounts you will likely be unable to get a mortgage until you take those accounts out of dispute.

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Dispute any credit errors right away

Pay off as much debt as you can, quickly

The advice of your lender carries far more weight and significance in determining how much you can qualify for than does your current debt and  credit score.

Pay all your bills on time, including your current mortgage and all your credit cards.

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Don’t worry about your current mortgage payments


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