Taking into account your type of car, your driver’s record and your assets, you can determine how much coverage you really need. You need to know that before you approach insurers eager for your business.
Check out the companies’ customer service records and review each company’s payment options. Don’t forget to find out what discounts that you could qualify for too.
Once you’ve picked your new plan and have proof of insurance, contact your previous insurance company to cancel. Some insurance companies will penalize you if you cancel before the policy expires, so be sure to keep this in mind.
Should you seek out a new insurer in the future, if you have a record of lapsed insurance, you could be stuck with an expensive policy.
After you’ve signed up with your new insurer and canceled your old plan, take the former ID card out of your car or your wallet and replace it with your new one.