7 Roth IRA secrets you’ll wish you knew sooner

What are the biggest Roth IRA secrets? Read all the way to the last slide to find out.

With a Roth IRA, you can take out contributions at any time without having to pay a penalty.

Access Contributions Anytime

While IRA stands for “individual retirement account,” you don’t necessarily have to use the funds for retirement.

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Take Early Withdrawals Penalty-Free

Your spouse can also have a Roth IRA — even if they don’t have a  traditional job. This is commonly referred to as a spousal Roth IRA.

Roth IRAs for Non-Working Spouses

While Roth IRAs are known for their after-tax contributions and tax-free  growth, it’s actually possible to get a credit for money you put into  this account.

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The Tax Saver’s Credit


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