8 creative ways to buy property when mortgage rates are high

What creative financing options do you have while interest rates for investment properties and home loans keep soaring? Keep on reading!

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It’s no secret: lenders charge lower interest rates to homeowners than they do to real estate investors.

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Buy a fixer-upper as a homeowner. You qualify for an FHA 203K loan or some other owner-occupied renovation loan with affordable interest rates.

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Live-In BRRRR

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As you approach lenders to price out investment property loans, ask them if they can reduce the interest rate if you put up another property as additional collateral.

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Finding a financial advisor doesn’t have to be hard. SmartAsset’s free quiz matches you with fiduciary financial advisors in your area or who serve your area. If you are ready to be matched with financial advisors that can help you achieve your financial goals, take the quiz now.

[{"selector":"#anim-56e4bfc3-87b8-4974-a53c-33870463ef00","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1a3b7099-9066-49f3-8d77-fb6fed93dd65","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4b5d363e-f626-488f-8166-7077eb8ef011","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a8d6d26a-e0fc-4735-95b2-167c6da82c2b","keyframes":{"transform":["translate3d(0px, 99.16371%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] 21 home renovation TV shows you won’t be able to turn off 99 of the all-time most popular musicians in America

8 creative ways to buy property when mortgage rates are high

What creative financing options do you have while interest rates for investment properties and home loans keep soaring? Keep on reading!

It’s no secret: lenders charge lower interest rates to homeowners than they do to real estate investors.

Serial House Hacking

Buy a fixer-upper as a homeowner. You qualify for an FHA 203K loan or some other owner-occupied renovation loan with affordable interest rates.

Live-In Flips

Live-In BRRRR

The BRRRR method in real estate investing is an acronym that stands for buy, renovate, rent, refinance, repeat.

As you approach lenders to price out investment property loans, ask them if they can reduce the interest rate if you put up another property as additional collateral.

Offer Additional Collateral

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Finding a financial advisor doesn’t have to be hard. SmartAsset’s free quiz matches you with fiduciary financial advisors in your area or who serve your area. If you are ready to be matched with financial advisors that can help you achieve your financial goals, take the quiz now.

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