9 ways to create smarter spending habits

Shopping is part of daily life and often a fun experience, but  it can impact your budget in some not so wonderful ways.

To kick off better consumer habits, you may want to think about what  your financial aim is and what you want to save money for in the first  place.

Having a Financial Goal in Mind

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Giving Every Purchase — Big or Small — a Little Time

Sometimes all it takes to reverse a buying decision is to just sit and think about it for a second.

Coming Up With a Personal Spending Mantra

This can help determine if that object really deserves to take up space in your life and in your monthly budget.

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Spending wisely can mean finding a better deal, often with just a quick online search.

Learning to be a Comparative Shopper

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