Are you a frugal traveler? Check out this credit card before checking into hotels

Hotel credit cards feature a rewards program, which allows you to earn points for purchases made with the card. You can use the points you earn toward stays at hotels, allowing you to save money on hotels.

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Hotel credit cards operate how credit cards work usually. You’re given a credit limit and can use your card to make purchases to that limit.

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The main draw of hotel credit cards is that there’s a rewards program and various extra perks offered. You rack up credit card points for using your card, and then can redeem them for free hotel rooms.

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Each hotel credit card has a different rewards program and awards points at different rates. The amount you earn hinges on the hotel’s rewards policy as well as your card’s tier.

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That’s because the same card can have different tiers, with higher tiers enabling you to earn rewards faster.

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