There is a specific selection of student loan terms available for federal student loan borrowers.
– Standard Repayment Plan: up to 10 years – Graduated Repayment Plan: up to 10 years – Extended Repayment Plan: up to 25 years
Some private lenders have terms that are 10 years like their federal counterparts. Other lenders cap terms at 20 or 25 years.
Cutting away at your debt when possible may help shorten the length of your repayment.