The best short- and long-term investments right now

To help you find the best place to stash your extra cash, we compared all the best investment strategies for 2022. Read on to learn about our top picks, who they’re best for, and how to get started.

Capital gains

Capital gains are the profits an investor makes from the purchase price to the sale price of an asset.

Dividends are distributions that a corporation, S-corp, trust or other entity taxable as a corporation may pay to investors.

Medium Brush Stroke



Net investment income tax (NIIT) is a flat 3.8% surtax levied on investment income for taxpayers above a certain income threshold.

Certain types of investments may be exempt from tax implications if the money is used for certain purposes. These investment vehicles are called “tax-sheltered” vehicles.

Medium Brush Stroke



Finding a financial advisor doesn’t have to be hard. SmartAsset’s free quiz matches you with fiduciary financial advisors in your area or who serve your area. If you are ready to be matched with financial advisors that can help you achieve your financial goals, take the quiz now.