The first step is to unsubscribe from any services you are no longer using. Examples are a subscription service, email list or even who you follow on social media account.
The second step is to update your budget. Take a look at your income and expenses and see where you can make changes.
The third step is to go through and organize your financial documents. Go over your bank statements, credit card bills, retirement plans.
If you have any questions about your policies, now is the time to call your insurance agent. Don’t wait until something happens, and then realize that you’re not covered.