These Little Splurges Are Big Money Drainers

[{"selector":"#anim-726d4b6e-18cc-4af8-a1cb-9b36c681fc37","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-af757ebd-b2e0-490d-92b4-a6ff2d549c17","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Learn more

[{"selector":"#anim-632e2924-fb2b-4fe5-b653-6b113b1ae675","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-2563b016-75a5-4b04-a1d2-d731603a96ad","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] It’s not easy to save money these days. Between student loans, car payments and rent, it can seem like there is no way to put anything away for the future. Learn more

[{"selector":"#anim-3d447b33-bed9-47dd-96ae-10f40576d403","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-0ded0cb5-1693-454e-b06d-2ac3c108719f","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] But if you really want to make an effort to save money one of the best places to start is by cutting back on what you buy, even things that you think you need. Medium Brush Stroke Learn more

[{"selector":"#anim-3011c31d-f6ea-480c-9b7f-7307bf50b72b","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-c4461e67-3da8-48b0-831c-ac69d5818405","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] We all have our weaknesses (I’m looking at you, tech upgrades). Here are 55 items you should stop buying in order to save money. Learn more

1. Bottled Water

[{"selector":"#anim-e085a179-545a-4341-bb5f-8953b7f0da2e","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-f65e2f78-8566-4891-a50f-1919f5016650","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Stop spending money on bottled water. It’s expensive and wasteful. Not only are you paying a premium price for the bottle, but then there’s all that plastic to deal with too. Learn more

You can buy a reusable water bottle and refill it at home. This way you avoid overpaying on something you can easily get right from your faucet for a fraction of the cost.

2. Grocery Shopping Everyday

[{"selector":"#anim-3eb3b351-eb73-4e03-a949-9eba3cea5cbc","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-e6e9672c-f252-458d-bb10-4fc734b2b99b","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Here is the data on making impulse purchases and the huge difference it makes when you shop often grocery stores: Learn more

– Shoppers making a ‘quick trip’ to the store to pick up a few specific items usually purchase 54 percent more than they planned. – Consumers graze at the grocery store, with impulse buys making up between 50.8 and 67.7 percent of total purchase.

3. Expensive Gym Membership

[{"selector":"#anim-f57bf75c-4eef-4904-976c-3a94f27aecd1","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-d30a784d-8fdd-4988-b869-ab9bb15c67c0","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Working out is incredibly important for your physical and mental health, but if you’re paying a premium price for a gym membership it might just be getting in the way of saving money. Learn more

The reality is that there is not much difference between a budget gym compared to a premium gym. The past few years I have gone to several gyms at different prices.

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