If you don’t have a fully-funded emergency fund, this should be your top investment priority.
Interest rates on I-Bonds are set by the government, and they fluctuate based on inflation and other market conditions.
If you’re carrying any debt — especially credit card debt or other high-interest debt — it makes sense to consider paying it off first before dropping money in the stock market.
Americans aren’t saving enough for retirement, and this was true even before the pandemic started wreaking havoc on the economy.