Why saving money feels impossible and how to adjust

While skipping an artisan coffee each morning won’t impact your budget  much, there are other things you can do to start saving today without  breaking the bank.

If you feel that the cost of living has increased dramatically in the last few years, you’re not imagining things.

Everything is actually more expensive

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Open a Roth IRA

Unlike 401(k)s, a Roth IRA is available to anyone with earned income —  as long as your Modified Adjusted Gross Income (MAGI) is under $144,000  as a single filer.

Get an HYSA

If you deposit it into a high-yield account, your money can grow while keeping up with inflation.

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A poor credit score can result in higher payments for credit cards, car loans, personal loans and other types of credit.

Improve your credit score


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