Federal Programs That Allow Deferred Loan Payments 

For those who own or rent homes or have student loan debt, the federal government offered relief options in response to the Covid-19 pandemic.

First, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act  ) allows eligible homeowners to pause making mortgage payments  for up to 180 days.

Covid-19 Mortgage Forbearance

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Those with an eligible federal student loan are not required to make student loan payments through Aug. 31, 2022.

Deferred Payments for Federal Student Loans

Federal Relief for Renters

If a U.S. resident is renting a home versus owning one, they may be able to temporarily stop making rent payments without risking eviction.

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Federal forbearance programs can help provide a break from certain payments, but they don’t offer blanket coverage to everyone.

Deferring Payments Outside of Federal Relief


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