11 ways to spend smarter with a credit card

It isn’t always easy to set — and then stick to — a budget though,  and a credit card budget is no different. Read on for tips on budgeting  with a credit card.

Determine Your Monthly Income

To figure out take-home pay each month, budgeters can consult their bank  account or look at paystubs from their employer (typically through an  online portal).

A person can’t budget with a credit card if they don’t have a budgeting method in mind.

Medium Brush Stroke

Pick a Budgeting Method

No matter the method, it’s important to track each purchase.

Track Your Spending

Break each transaction into a category, such as needs, wants, savings, or something more specific.

Medium Brush Stroke

Categorize Your Spending

SWIPE UP NOW TO READ MORE!

Finding a financial advisor doesn’t have to be hard. SmartAsset’s free quiz matches you with fiduciary financial advisors in your area or who serve your area. If you are ready to be matched with financial advisors that can help you achieve your financial goals, take the quiz now.