How to go cash only this fall

While there are a couple ways to tighten your belt before winter, one of  the easiest and most successful methods could be going cash-only.

The envelope method

You set a limit for how much you’re going to spend on big budget  categories, like dining, entertainment and groceries, each month.

Having your money in tangible form helps you realize that, yes, your money can run out — and pretty quickly.

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Why go cash only?

Other ways to keep to cash

You can use a debit card or credit card to pay these bills in a pinch,  but for categories that fluctuate, consider heading to the ATM.

Set aside a certain amount each month, and if you burn through it by the 17th, tweak or revisit your budget.

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How to stick with it

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