4 extreme ways to save money on a college education

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There’s no doubt that attending college can be expensive. So it’s not surprising that many potential students are looking for ways to save money on a college education. There are plenty of small moves you can make to do this, but there are also some more drastic options you could consider. Here are four of them:

1. Don’t Go

I don’t offer this advice lightly. It’s true that most people think the significant amount of money spent on college is worth it long-term and that the right degree can greatly increase your income over a lifetime. But is college 100% essential for 100% of the population? No. Not anymore. Not with 21stcentury technology.

It will depend on your career aspirations but informal education, some of which is freely available on the internet, might get you to where you want to be. This is especially true for freelancers in industries such as graphic design or content writing. Once you have a great portfolio and a few testimonials, which you can often get through doing some volunteer work, it’s highly unlikely a client will care about your credentials.

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If you want the security of being an employee, college still isn’t always necessary. We’re fed the line that if we don’t go to college we’ll be flipping burgers our whole life, but there are a number of jobs that pay over $75,000, that don’t require a college education. Most of them are jobs that require practical skills so there may be a lot of on-the-job training before you’re earning the big bucks. But on-the-job training doesn’t cost you anything. In fact, you’ll earn while you learn.

2. Go Abroad

America has some of the highest college tuition costs in the world, and the typical study abroad experience (organized by your school, usually for one semester, and often undertaken in another rich, Western country) will add even more to your final bill. But there are hacks. 

In her book The New Global Student, author Maya Frost describes how she and her husband left their suburban life in the USA and traveled the world, with their four teenage daughters in tow. It also describes how they got them through high school and college, in an affordable way that gave them true global experiences.

Their four daughters went to college, graduated (early), secured great jobs, learned new languages, and had experiences many traditional college students dream of. This option isn’t an easy or straightforward one. However, if you’re prepared to do a lot of research on the options, you can put together a set of college credits that earns you a degree for a fraction of the price you’d pay in the USA. 

You’ll also have a resume full of experiences that will impress future employers far more than being head of your sorority or captain of the debate club. If this interests you in any way, I suggest you start your research with the book mentioned above.

3. Go Online

Studying online usually works out cheaper than studying on campus, but there’s a huge amount of variation, and a lot of variables to consider. As with an on-campus degree, your tuition costs will depend on the institution you study with, and your cost-per-credit at a top online school will potentially be more than at an on-campus college. 

According to a recent US News article, the cost-per-credit at online schools can vary from $53 to over $1000, so it’s vital to check out a few options if this is something you’re planning on.

Obviously, there are a lot of expenses involved in campus living, which are eliminated when you study online. Another big advantage for most people of studying online is that they’ll generally be able to continue to work, possibly full-time, while getting their degree. 

Studying online is generally seen as a good way to save money for older students with other commitments, and an affordable way to finish a degree, for those who already have some college credits. It can, however, feel like a drastic decision for a new high school graduate. For the average 18-year-old, college is about a lot more than studying, and the ‘college experience’ can seem almost as important as getting a degree. 

Not everyone wants the college experience though. If you’re someone who doesn’t, an online degree could be the answer.

4. Go to Community College

This option may not sound that drastic, but for some upper middle-class students at top high schools, it really is. Community college is not even on their radar, but maybe it should be, in the current economic climate. Community college tuition, again, varies, but the National Society of High School Scholars suggests it can be as low as $3,500 a year, which is around a tenth of the cost of an out-of-state public university.

Obviously how suitable a community college education is for you will depend on your long-term objectives. It’s often assumed that community colleges don’t even offer full 4-year degrees, focusing more on two-year Associate Degrees. This is not, of course, true of all colleges and, to circle back to the first suggestion in this article, do you actually need a 4-year degree to pursue your chosen career? 

There are plenty of reasonably high-paying jobs that you can do with an Associate Degree. There’s also the option of transferring to another more prestigious school with your community college credits, as long as you meet other admission requirements.

Before you commit to a course of action, take a look at all the options open to you. It will put you in a very different position from your peers if you can start your adult life debt-free or close to it, and that doesn’t always mean you’ll need to spend your life flipping burgers.

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This article originally appeared on Wealthtender and was syndicated by MediaFeed.org.

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54 free educational resources for your kids

54 free educational resources for your kids

It’s hard to believe that just a few months ago, we took for granted something as simple as dropping the kids off at school. With today’s widespread school closures, though, it looks like the kids in several states will be staying home through the end of the academic year.

Keeping your kids busy and on track with their studies is challenging, especially when you need to work remotely at the same time. Luckily, there are hundreds of incredible online resources that you and your family can use. Many sites have even opened their educational platforms to free public access during the coronavirus crisis.

Here are several of our favorite resources — all of which are totally free — that you can use to keep your kids busy and learning while they’re home.

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If you’re looking for resources that span across different subjects, here are some educational sites where your children can learn while they play.

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Let your younger children explore the educational games and videos offered by PBS Kids. Designed for elementary ages, these games are safe and fun, and offered on a platform that’s easy to navigate.

Grade level: Elementary school

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You probably think of Scholastic as providing only books, but its free Learn at Home platform offers plenty of lessons and educational projects that combine reading with videos and activities.

Grade level: Pre-K through 9th grade

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My son’s personal favorite, ABCYa gives kids a safe place to explore, play, and learn about a variety of subjects. Free memberships are available, or you can upgrade for an ad-free experience.

Grade level: Pre-K through 6th grade

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In response to the coronavirus outbreak, TED-Ed has launched Ted-ED@home to help both students and educators who are home-bound. Simply enter your email address and you’ll get lesson plans that cover a variety of age-appropriate topics sent to you each day.

Grade level: K-12 and college-age

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At Khan Academy, the goal is to offer free education to anyone, anywhere. During this time, it is also offering free daily schedules and resources for children to keep them engaged and learning.

Grade level: Pre-K through 12th grade

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Whether your kids want to play games, take quizzes, watch nature videos, or browse National Geographic magazine issues, you can do so online for free at National Geographic Kids.

Grade level: Elementary through post-secondary

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Browse more than 100 educational games, read popular kids’ books, and watch cool kids’ videos on Funbrain. Areas of study include math, reading, literacy, and problem-solving.

Grade level: Preschool through 8th grade

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During these school closures, BrainPOP is offering free access to its platform, which includes games and lessons on arts/music, math, science, social studies, English, engineering/tech, health/SEL, and trending topics. You’ll need to request access, but BrainPOP is free for students and educators at this time.

Grade level: Kindergarten through 8th grade

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Students can play educational games, create custom worksheets, and access a library of printables for free at Fuel the Brain. Kids can even upload images and create their own mini-books.

Grade level: 1st through 8th grade

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Kids won’t even know they’re learning while playing the many arcade-style games on Arcademics. Designed for elementary-age children, these games help teach and reinforce learning in subjects such as math, English, and geography, as well as helping to teach typing proficiency.

Grade level: 1st through 6th grade

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Your kids will create their own character (sort of like an avatar) to embark on historical quests, read stories, and play games with Poptropica.

Grade level: Kindergarten through high school

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Sign up for a free account through Education.com to get access to daily lessons, grade-specific recourse bundles, and independent study packets on a variety of subjects.

Grade level: Pre-K through 5th grade

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Give the kids some hands-on activities to keep them busy and learning with Maker Stations. This set of 15 PDF activities helps kids work through various art, STEM, and music lessons over a three-week period.

Grade level: Elementary school

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At almanac.com, kids can learn about the weather, moon phases, animals, time travel, or even just browse cute jokes. There are also daily historical highlights and a birthday finder for those who need a break from strict lessons.

Grade level: Fun for all ages

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At Starfall, kids in lower elementary school can find a variety of resources for reading, language arts, and math. You can sign up for a free membership or opt for the paid, expanded version.

Grade level: Kindergarten through 3rd grade

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With CK-12, older kids (middle school and beyond) can access free math and science lessons that will be continuously updated throughout school closures. Topics vary from basic grade-level math to physics and chemistry.

Grade level: 5th grade and up

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As an educational website offering hundreds of activities and games for all levels and abilities, Sheppard Software aims to provide free learning to anyone interested. Subjects include geography, math, animals, science, language arts, and health.

Grade level: Preschool to adults

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Although the Supercharged platform’s focus seems to be primarily on science, it also offers resources on reading, math, writing, art, music, and health. Registration is free and new content is added regularly.

Grade level: 1st through 12th grade

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Is your teenager preparing for AP exams or wanting to get ahead in some subjects? Consider Marco Learning. The platform offers paid AP reviews as well as free practice tests and study guides.

Grade level: High school

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If your kid needs help with their at-home math assignments or simply wants to stay sharp in arithmetic, many resources are available.

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Whether your student is new to math or delving into deeper topics as they grow, the lessons and games offered through the Prodigy platform can help make learning fun. The platform is free for students and parents at home, and can also be used by educators.

Grade level: 1st through 8th grade

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Don’t let those math skills slip while school is out! At CoolMath4Kids, your children can choose from quizzes, games, brainteasers, and lessons. Manipulatives are also available on this platform for little learners.

Grade level: Pre-K through 8th grade

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From pre-algebra to precalculus, your kids can brush up on their math skills with fun and free Cool Math games. There are even classic games, such as chess, checkers, and sudoku, to choose from on this site, which is aimed toward older kids and is the sister site to CoolMath4Kids.

Grade level: “Math for ages 13-100”

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Get access to tons of free math games and activities through Math Playground. Resources include math games, story math, math videos, and logic games, among others. You don’t even need to register.

Grade level: 1st through 6th grade

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Here are some great, free resources for helping your child in science, technology, engineering, and math (STEM).

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Your child can better understand school concepts or explore biology topics that pique their interest with Biology Simulations. Although the site was designed with 9th-grade biology students in mind, it would be helpful for anyone wanting a better understanding of these concepts.

Grade level: 9th grade and up

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Offered by the American Chemical Society, ChemMatters seeks to “demystify everyday chemistry.” Resources are available on a variety of topics for all ages.

Grade level: Elementary through graduate school

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While schools are closed, Mystery Science has offered to make its most popular science lessons available to anyone interested, whether students, parents, or educators. You don’t need to sign up through the website to access these materials, though you can create a free account to get even more resources.

Grade level: Kindergarten through 5th grade

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If your child is interested in learning to code, consider applying for access to Codecademy. It is currently offering 10,000 free scholarships to high school and college students through the end of the year, which includes thousands of hours of lessons and classes.

Grade level: high school and college

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Older kids can learn and practice their coding skills with Twilio’s latest game, TwilioQuest3. It’s not really designed for beginners, but is a good way to practice the skills your child may already have.

Grade level: No intended age, but probably better suited for high schoolers and above

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Let your child create their own interactive stories, animations, and games through MIT Scratch, a programming language platform and online community. Although this is designed for older kids, MIT also offers Scratch Jr. for children ages 5 to 7.

Grade level: 2nd grade through high school

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Keep your bookworm motivated or cultivate an appreciation for the written word with these reading and grammar resources.

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Middle school students can enjoy free grammar practice in the form of fun, short stories through Classroom Cereal. Stories are published monthly, have five errors per story, and are printable.

Grade level: Middle school

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Already well-known as a great reading platform, Audible has taken it up a notch in response to the coronavirus crisis. The app has stated that for as long as schools are closed, it will open its library up to hundreds of free works — including classics — that can be accessed by children and adults alike.

Grade level: All ages

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Help build your child’s reading skills and comprehension with Squiggle Park. This platform is free but does require you to sign up first. Squiggle Park’s sister site, Dreamscape, also offers reading comprehension activities for kids in grades 2-8.

Grade level: Pre-K to 2nd grade

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Brightly offers activities, reading exercises, and even book recommendations for kids of all ages.

Grade level: Ages 0 through 13-plus

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Although epic! is usually only free for teachers and librarians, the platform has opened its library of more than 40,000 books to students everywhere amid the recent school closures. You will need an invite from your child’s teacher to get started.

Grade level: Pre-K to 6th grade

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Browse the large, free collection of literary passages (including nonfiction works) at CommonLit, with something available in every genre.

Grade level: 3rd through 12th grade

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With activities, recipes, crafts, and printables, Seussville is a ton of fun for the whole family. Your kids can stay busy with the many free activities available, especially if they have a love for Dr. Seuss.

Grade level: All ages

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One day, the COVID-19 pandemic will be written about in history and science books. Let your kids brush up on their own history lessons from home in the meantime with these free resources.

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Kids can explore a number of historical lessons through the BBC History for Kids platform, which offers educational activities and challenges on everything from Ancient Egyptians to modern wars.

Grade level: All ages

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The Big History Project aims to help students make exciting connections between the past and present through free, online social studies courses.

Grade level: All ages

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You may not be able to leave home right now, but that doesn’t mean your kids can’t still see and explore the world.

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Many of us had to skip spring break and social distancing may even impact summer travel plans. Luckily, your kids can still go everywhere from the Statue of Liberty to the Great Pyramids of Giza with 360 Cities, an interactive library that allows you to travel the world in 360 degrees.

Grade level: All ages

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If your kids are like mine, they don’t just want to see the same old pictures of foreign cities and world wonders… they want to experience them. With Project Explorer, your kids can see the world through the eyes of unique storytellers.

Grade level: Elementary through adult

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Go on a virtual field trip with your kids to the San Diego Zoo. Its website offers educational videos on a number of animals, as well as exhibit cameras, activities, and games.

Grade level: All ages

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Let your kids take an immersive virtual tour of a Canadian dairy farm with 360-degree videos. They can see dairy cow farms, egg farms, apple orchards, and more with Farm Food 360.

Grade level: All ages

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The Seattle Aquarium has a 30-minute virtual field trip on Youtube, showing kids everything they might want to see at the facility. If you visit the website, you can also see a number of videos featuring specific animals.

Grade level: All ages

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Virtually explore many of the main attractions throughout Yellowstone National Park with video tours, including the Fountain Paint Pot and Mammoth Springs.

Grade level: All ages

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Kids can learn all about immigration and Ellis Island through a guided and educational virtual tour.

Grade level: All ages

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Visit parks, watch the journey of water to your sink, explore the depths of coral reefs, and even hear the symphony of the rainforest through Nature Works Everywhere virtual field trips.

Grade level: All ages

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Check out all three floors of the Boston Children’s Museum — from the entrance to the furthest attraction — with online virtual tours.

Grade level: All ages

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Every day at 3 p.m. Eastern Daylight Time, the Cincinnati Zoo hosts a Facebook live where it will highlight certain animals and share an activity with children watching from home. If you miss the live stream, no worries… all videos are also posted to its YouTube page.

Grade level: All ages

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Help your child feed their creative side with a variety of creative art resources.

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I live in DC, so I have already come to love the fact that children’s author Mo Willems is the current artist-in-residence at the Kennedy Center. With widespread closures, though, he has been forced to communicate with the kids in a different way: through live-streamed art lessons at lunchtime. These fun videos — called Lunch Doodles with Mo Willems — are then added to YouTube, so your kids can work their way through them at any time.

Grade level: All ages

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Offered by the National Gallery of Art, NGAkids Art Zone gives kids a place to browse art techniques, practice creating their own masterpieces, and learn about art history.

Grade level: All ages

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Visit the Egyptian Antiquities, Remains of the Louvre’s Moat, and Galerie d’Apollon with a virtual tour of the Louvre.

Grade level: All ages

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Check out the MET’s six award-winning, 360-degree videos, allowing you to tour the museum’s art and architecture even if you can’t physically visit.

Grade level: All ages

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Whether your child is already learning another language in school or simply interested, practicing at home is a good way to promote fluency.

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Conjuguemos is a great option for home-bound kiddos. It offers games, activities, and printables to help students practice nine different languages (beyond English).

Grade level: Elementary and up

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Touted as “free forever,” Duolingo is a fun and addictive way to learn another language through short lessons and games.

Grade level: Elementary and up

This is an unprecedented time for all of us, but our children in particular. Staying on top of learning from home may seem difficult. Parents may also find it difficult to teach their kids if they aren’t familiar with the coursework or are busy with work duties.

However, by incorporating fun and educational online resources, your children can expand their minds without even realizing it. And the best part about all of these platforms listed above is that they’re all free.

This article originally appeared on FinanceBuzz.com and was syndicated by MediaFeed.org.

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Featured Image Credit: DepositPhotos.com.

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