Author: Alene Laney
Brand Price Breakdowns: Are Cloth Diapers Really Cheaper Than Disposable Ones?
Babies can change a parent’s life in all kinds of wonderful ways. But make no mistake, raising a child doesn’t come cheap. As many new families …
I Make $65,000 a Year. How Much House Can I Afford?
I Make $65,000 a Year, How Much House Can I Afford? On a salary of $65,000 per year, as long as you have very little debt, …
I Make $45,000 a Year. How Much House Can I Afford?
On a salary of $45,000 per year, you can afford a house priced at around $120,000 with a monthly payment of $1,050 for a conventional home …
I Make $40,000 a Year, How Much House Can I Afford?
On a salary of $40,000 per year, you can afford a house priced at around $100,000-$110,000, assuming you have some money — say, $10,000 or $15,000 …
Are Subprime Mortgages Worth the Risks?
What Are Subprime Mortgages and What Are Their Risks? Subprime mortgages allow borrowers with lower credit scores to obtain homeownership, but the homebuyers pay a steep …
How Long Should It Really Take For The IRS To Process Your Taxes?
Waiting for the IRS to process your federal tax return? You might be wondering how long it takes for your tax return to come back. If …
Your Ultimate 2024 Home Inspection Checklist
A home inspection is an examination of the home’s structure and mechanical systems. It’s typically performed during the escrow period of a real estate transaction so …
Only 7 states have rent control. Is yours one of them?
Rent prices are on the rise. According to the latest data from Rent.com, in August 2023, the national median rent ticked up to $2,052 per month. …
Can’t get a mortgage? This alternative to score you that dream home, after all
When you miss qualifying for a mortgage, you may be wondering if you have any options for buying a home. One avenue you might be researching …
I bought a home in 2023. What are my taxes going to look like?
Of all the details that come across your plate when you’re buying a home, one of the questions you might be asking is, “How does buying …
How to buy a home with the lowest down payment possible
Many prospective homeowners think they need 20% down in order to buy a home, but that’s not necessary for many people buying property. What’s more, opting …
Need a flexible work schedule? These remote jobs may be the perfect fit for you
In the not-too-distant past, when couples had kids, one partner stayed home — and essentially gave up their career for a while. Today, however, more companies …
I’m getting a manufactured home. How long will it take to build?
A manufactured home is built in a factory according to HUD standards. The home, which usually has one, two, or three sections, is transported to a …
Can I write a check to myself?
Writing a check to yourself is one way to withdraw money from your bank account or transfer funds from one account to another. While there are …
Do manufactured homes live up to the hype?
A manufactured home is built entirely in a factory and attached to a permanent chassis. Once construction is complete, it is moved to a lot of …
The Earned Income Tax Credit (EITC) refund schedule for 2022 & 2023
The earned income tax credit directly reduces the amount of income tax owed by lower-income working taxpayers. Depending on a tax filer’s number of children, tax …
The most rewarding jobs in America
You’ve probably heard that life is too short to spend time on unfulfilling work. While any job can be rewarding, some jobs are inherently better than …
27 high-paying, fulfilling jobs for extroverts
You know when you’re an extrovert. So does your employer. If your vibrant personality doesn’t feel like a good fit with your current job, you may …
15 frugal ways to avoid paying full price … on everything
Want to know how to never pay full price for anything? There are plenty of tips and tricks that can help you get a better deal …
25 things worth saving up for: #9 will surprise you
Each of us has our own agenda in terms of what makes stashing our cash away worthwhile. For some of us, it’s the anticipation of doing …
Inflation blowing your budget? Here’s how to be a savvier spender
Many people seem to feel their money vanishes almost as soon as they get paid. But of course, that’s not the case. They just aren’t …
18 questions you need to ask before closing a mortgage
Hiring a knowledgeable mortgage lender is one of the first steps you’ll take on your journey to homeownership. A good lender could help you make a …