Author: Caroline Banton
4 Reasons High Earners Keep Living Paycheck to Paycheck
Written by: Caroline Banton
The number of people living paycheck to paycheck is rising, and not just among low-income workers. One-third of Americans with an annual income of $150,000 or …
I Make $100,000 a Year. How Much House Can I Afford?
Written by: Caroline Banton
On a salary of $100,000 per year, as long as you have minimal debt, you can afford a house priced at around $311,000 with a monthly …
How to Buy Quality Clothes Without Spending a Fortune
Written by: Caroline Banton
Clothing is an often overlooked expense when planning a budget, but pretty much everyone has to spend some money on clothes for work, off hours, and …
25 Cheapest Places to Live in Oregon, From Beach Harbors to Retirement Oases
Written by: Caroline Banton
Oregon is nirvana for nature lovers; it has mountains, forests, and beautiful coastlines. Because it’s such a desirable place to live, typical house prices tend to …
Can You Guess How Much a Lawyer Makes a Year?
Written by: Caroline Banton
Lawyers are highly educated and command high salaries to match. How much a lawyer earns a year depends on what type of law they practice, what …
I Make $60,000 a Year. How Much House Can I Afford?
Written by: Caroline Banton
One rule of thumb when buying a home is to not spend more than three times your annual salary. If you earn $60K a year, that …
How to calculate just how much prices have really gone up
Written by: Caroline Banton
Ever notice how things don’t get cheaper over time? Take the cost of bread as an example. The average price of a loaf has steadily risen …
How to actually get a good salary during job negotiations
Written by: Caroline Banton
Salary negotiation is something that everyone should learn. Increasing your income early in your professional life can help set you up for a more lucrative career, …
Can I get an IRA loan?
Written by: Caroline Banton
An individual retirement account (IRA) is a savings account with tax advantages that is designed as a long-term investment vehicle for your retirement. The money that …
Embrace these minimalist lifestyle changes to save your mind & your money
Written by: Caroline Banton
Many of us struggle to keep up with the demands of our daily lives, which can create stress and anxiety. That’s why some choose a minimalist …
Financial planning tips for folks in their 40s
Written by: Caroline Banton
Your 40s are a pivotal point in your life. You may have a house, a family, aging parents, and a busy job by this time. …
These genius tips will save you both time & money
Written by: Caroline Banton
You know the saying that nothing in life is certain except death and taxes? There’s another pair of sure things in every life: time and money. …
Can crypto ever go negative? The answer may surprise you
Written by: Caroline Banton
Cryptocurrency may be a virtual currency, but its value can never go negative. In short: The value of a cryptocurrency cannot be worth less than $0. …
11 common mistakes homebuyers make
Written by: Caroline Banton
It’s not just first-time buyers who make mistakes when buying a new abode. It’s easy to overstretch financially or to overlook something you shouldn’t when you see a …
Top 10 candidates for a mortgage refinance: Are you one of them?
Written by: Caroline Banton
Mortgage interest rates are on the rise, so is refinancing a bad idea? Not necessarily. the answer depends on how long you plan to stay in your …
