Author: Jason Steele
If you collect disability benefits, here’s what you need to know about getting a personal loan
Are There Personal Loans for People on Disability Benefits? If you’re on disability benefits, you can get a personal loan if you need one. Banks and …
Beware of credit card chargebacks this holiday season
If you’ve purchased a good or service using a credit card and never received it, or if the item arrived damaged, then you may be …
Can you go to jail for credit card debt?
If you have a lot of unpaid credit card debt, you may be getting scary phone calls from debt collectors. But can you go to …
What really happens after you report credit card fraud
Hundreds of millions of dollars are lost to credit card fraud every year. As consumers have shifted toward online and contactless payments, cybercriminals have gotten …
Will interest rates go up if there’s a recession?
When the economy is good, it often seems like it will stay that way forever. But if you study history — or just live long …
How to get the most cashback bonuses on your credit card
Earning cash back with a credit card is one of the best ways to save money while making everyday purchases. Thankfully, cash-back rewards are more accessible …
8 times using a credit card could actually save you money
Credit cards are one of the most popular payment methods in the U.S., and there are some good reasons for that. For starters, credit cards …
This is how much the average American has in credit card debt
The average credit card debt in the U.S. is $5,525, according to the credit bureau Experian’s State of Credit 2021 report. However, the average credit …
Here’s what to do if you spot a credit card charge you didn’t make
As a consumer, you have the right to dispute a credit card charge, whether it was posted in error, is fraudulent, or the merchant didn’t …
Reduce your credit card debt fast with these tips
Paying off credit card debt may seem like a daunting task, but it is possible. While there’s no quick-fix solution to getting out of debt, …
Do you know how many credit card fees you’re actually paying?
Credit cards offer many benefits and conveniences to both consumers and businesses — but they also often come with several fees. Although these fees may be …
Credit card skimmers: What they are & how to avoid them
Credit card skimmers are devices that are added to card readers to allow the theft of credit card data. They can come in several forms, …
7 smart & simple ways to reduce your credit card debt
Getting out of credit card debt can be one of the biggest challenges when it comes to managing your personal finances. The average amount of credit …
When to use a debit card vs a credit card
When held in your hand, credit cards and debit cards look almost identical, yet they are different financial products. A credit card allows you to borrow …
Does it make sense to pay rent with a credit card? Sometimes…
If you pay rent, you may have wondered: ‘Can you pay rent with a credit card?’ Perhaps you want to take advantage of earning credit card …
Could a crypto debit card be right for you?
The rise of cryptocurrencies has been dramatic, but their practical use in day-to-day life has struggled to catch up. One of the ways that you can …
What happens to your credit card debt when you die?
If you have credit card debt, you may have wondered, what happens to credit card debt when you die? When you die, your credit card debt …
Are gas credit cards the answer to rising fuel prices?
Gas is a huge expense for most Americans, and as gas prices rise, it’s only increasing. This may make you want a credit card that …
Drowning in credit card debt? Here are your options
When you have credit card debt, just the words “credit forgiveness” can inspire hope of relief. But will credit card companies forgive debt? Yes — but …
Here’s what affects credit card rates (& why you should care)
The average credit card interest rate across all credit cards was 14.51% as of November 2021, according to the latest data available from the Federal Reserve. …
Have a kid going to college? It may be time to get them a credit card
There are several reasons why college students look to get their first credit card. When living away from home for the first time, they may need …
Can you pay taxes with a credit card?
If you have a credit card, you may have wondered if you can pay taxes with it. While it’s possible to pay taxes with a credit …
8 strategies to consolidate credit card debt
It can be harder to pay numerous credit card balances than it is to pay down a single debt. That’s not only because there’s additional labor …
Can you really negotiate your credit card debt?
When you have enough credit card debt that you’re having trouble making your payments, it may be time to consider negotiating your debt with your credit …
How to calculate credit card interest
Every time you make a purchase with your credit card, you’re taking a loan from the card issuer. And just as with any loan, the card …
How to choose a secured credit card
For people with bad credit, secured credit cards can be a helpful way to rebuild credit while also offering them a secure and convenient method …
Credit cards for people with fair credit
When you have fair credit, it can be difficult to get approved for new credit card accounts with attractive terms, which are usually reserved for …
How to choose 0% intro APR credit cards
How much faster could you pay down your credit card bills if you didn’t have to pay all that interest? Credit cards with 0% introductory …
How to choose the right balance transfer credit cards
Balance transfer credit cards offer you the opportunity to take a break from interest charges while you pay down your existing balances. How do they do …
How to choose the right credit card for you
Choosing a credit card is an important financial decision, but knowing what you want and what you’re likely to qualify for can make it easier. While …
