Author: Jason Steele
The (kinda high) costs of owning an ATV
All-terrain vehicles, or ATVs, can be both fun and a means of transportation. If you enjoy riding ATVs or plan to use them for transportation, you …
I co-signed a loan for someone. Can I change my mind?
When you cosign a loan or line of credit, you’re liable for the loan if the primary borrower fails to make payments. If you’ve previously cosigned …
You won’t believe how much building that dream treehouse will set you back
If you have young kids, you might have thought about building a treehouse for them. Treehouses can be great places for kids to enjoy creative and …
When should I get a personal loan vs. use a credit card?
You’ve decided that you need to borrow some money, but you don’t know exactly which type of loan will be best for your needs. Two of …
10 luxe & fun things you can only do in Atlanta
Spring and fall are usually considered the best times to go to Atlanta. Atlanta can get very hot and crowded during summer travel. For example, the average …
Quiz: How much do you really know about credit?
To determine a borrower’s creditworthiness, most lenders use the 5 Cs of credit. This helps them decide whether or not to approve you for a credit …
Think you can’t afford your own boat? You’re probably right.
General Costs to Know Before Purchasing a Boat If you are thinking of buying a boat, you may be wondering how much does a boat cost on average? …
These are the 11 most expensive car repairs
Owning a car means eventually having to pay for car repairs. The costs of repairing a car can range dramatically, depending on such factors as the …
10 can’t-miss things to do during your New York City vacation
New York City is one of America’s most iconic locations. With landmarks like the Statue of Liberty and the Empire State Building, the energy of Broadway, …
How to buy land for hunting & recreation
The size of the land is an important factor in determining whether it will make good hunting land. The space needs to be large enough for …
The IRS says my bank deposit was suspicious. What happens now?
Normally, making a deposit into your bank account is no big deal. However, if you’re planning to deposit a large sum of cash, there are a …
6 ways scammers are targeting credit cards in 2023
Credit card fraud or a credit card scam is an unauthorized use of a credit card, debit card or other payment tool to fraudulently obtain money or …
8 ways to get yourself into those exclusive, fancy airport lounges
There are several types of airport lounges, and they vary from basic to luxurious. The no-frills lounges simply have snacks and drinks, while the most lavish …
If you collect disability benefits, here’s what you need to know about getting a personal loan
Are There Personal Loans for People on Disability Benefits? If you’re on disability benefits, you can get a personal loan if you need one. Banks and …
Beware of credit card chargebacks this holiday season
If you’ve purchased a good or service using a credit card and never received it, or if the item arrived damaged, then you may be …
Can you go to jail for credit card debt?
If you have a lot of unpaid credit card debt, you may be getting scary phone calls from debt collectors. But can you go to …
What really happens after you report credit card fraud
Hundreds of millions of dollars are lost to credit card fraud every year. As consumers have shifted toward online and contactless payments, cybercriminals have gotten …
Will interest rates go up if there’s a recession?
When the economy is good, it often seems like it will stay that way forever. But if you study history — or just live long …
How to get the most cashback bonuses on your credit card
Earning cash back with a credit card is one of the best ways to save money while making everyday purchases. Thankfully, cash-back rewards are more accessible …
8 times using a credit card could actually save you money
Credit cards are one of the most popular payment methods in the U.S., and there are some good reasons for that. For starters, credit cards …
This is how much the average American has in credit card debt
The average credit card debt in the U.S. is $5,525, according to the credit bureau Experian’s State of Credit 2021 report. However, the average credit …
Here’s what to do if you spot a credit card charge you didn’t make
As a consumer, you have the right to dispute a credit card charge, whether it was posted in error, is fraudulent, or the merchant didn’t …
Reduce your credit card debt fast with these tips
Paying off credit card debt may seem like a daunting task, but it is possible. While there’s no quick-fix solution to getting out of debt, …
Do you know how many credit card fees you’re actually paying?
Credit cards offer many benefits and conveniences to both consumers and businesses — but they also often come with several fees. Although these fees may be …
Credit card skimmers: What they are & how to avoid them
Credit card skimmers are devices that are added to card readers to allow the theft of credit card data. They can come in several forms, …
7 smart & simple ways to reduce your credit card debt
Getting out of credit card debt can be one of the biggest challenges when it comes to managing your personal finances. The average amount of credit …
When to use a debit card vs a credit card
When held in your hand, credit cards and debit cards look almost identical, yet they are different financial products. A credit card allows you to borrow …
Does it make sense to pay rent with a credit card? Sometimes…
If you pay rent, you may have wondered: ‘Can you pay rent with a credit card?’ Perhaps you want to take advantage of earning credit card …
Could a crypto debit card be right for you?
The rise of cryptocurrencies has been dramatic, but their practical use in day-to-day life has struggled to catch up. One of the ways that you can …
What happens to your credit card debt when you die?
If you have credit card debt, you may have wondered, what happens to credit card debt when you die? When you die, your credit card debt …
