Author: Jason Steele
Will Credit Card Companies Lower My Interest Rate if I Ask?
Written by: Jason Steele
Some credit card companies may lower your rate if you ask. Which can be a good thing given that the current average interest rate is currently …
What Is The Average Credit Card Limit in the US?
Written by: Jason Steele
For Americans, the average credit limit currently sits at $28,930, according to Experian. That’s the typical maximum amount that a cardholder can spend on the card …
Are Contactless Credit Cards Really Safe?
Written by: Jason Steele
Contactless credit cards are a no-touch form of payment that works by using radio frequency identification (RFID) technology to process transactions. They are effectively an alternative …
Is Your Credit Card Processing Fee Higher Than What The Average American Pays?
Written by: Jason Steele
Credit cards are one of the most popular forms of payment, but they are not without costs. Every merchant that accepts credit cards must pay a …
Everything to know about credit card payments in 2024
Written by: Jason Steele
The most important part of using a credit card is not earning rewards or using benefits — it’s correctly making your payments. When you’re able to …
The (kinda high) costs of owning an ATV
Written by: Jason Steele
All-terrain vehicles, or ATVs, can be both fun and a means of transportation. If you enjoy riding ATVs or plan to use them for transportation, you …
I co-signed a loan for someone. Can I change my mind?
Written by: Jason Steele
When you cosign a loan or line of credit, you’re liable for the loan if the primary borrower fails to make payments. If you’ve previously cosigned …
You won’t believe how much building that dream treehouse will set you back
Written by: Jason Steele
If you have young kids, you might have thought about building a treehouse for them. Treehouses can be great places for kids to enjoy creative and …
When should I get a personal loan vs. use a credit card?
Written by: Jason Steele
You’ve decided that you need to borrow some money, but you don’t know exactly which type of loan will be best for your needs. Two of …
10 luxe & fun things you can only do in Atlanta
Written by: Jason Steele
Spring and fall are usually considered the best times to go to Atlanta. Atlanta can get very hot and crowded during summer travel. For example, the average …
Quiz: How much do you really know about credit?
Written by: Jason Steele
To determine a borrower’s creditworthiness, most lenders use the 5 Cs of credit. This helps them decide whether or not to approve you for a credit …
Think you can’t afford your own boat? You’re probably right.
Written by: Jason Steele
General Costs to Know Before Purchasing a Boat If you are thinking of buying a boat, you may be wondering how much does a boat cost on average? …
These are the 11 most expensive car repairs
Written by: Jason Steele
Owning a car means eventually having to pay for car repairs. The costs of repairing a car can range dramatically, depending on such factors as the …
10 can’t-miss things to do during your New York City vacation
Written by: Jason Steele
New York City is one of America’s most iconic locations. With landmarks like the Statue of Liberty and the Empire State Building, the energy of Broadway, …
How to buy land for hunting & recreation
Written by: Jason Steele
The size of the land is an important factor in determining whether it will make good hunting land. The space needs to be large enough for …
The IRS says my bank deposit was suspicious. What happens now?
Written by: Jason Steele
Normally, making a deposit into your bank account is no big deal. However, if you’re planning to deposit a large sum of cash, there are a …
6 ways scammers are targeting credit cards in 2023
Written by: Jason Steele
Credit card fraud or a credit card scam is an unauthorized use of a credit card, debit card or other payment tool to fraudulently obtain money or …
8 ways to get yourself into those exclusive, fancy airport lounges
Written by: Jason Steele
There are several types of airport lounges, and they vary from basic to luxurious. The no-frills lounges simply have snacks and drinks, while the most lavish …
If you collect disability benefits, here’s what you need to know about getting a personal loan
Written by: Jason Steele
Are There Personal Loans for People on Disability Benefits? If you’re on disability benefits, you can get a personal loan if you need one. Banks and …
Beware of credit card chargebacks this holiday season
Written by: Jason Steele
If you’ve purchased a good or service using a credit card and never received it, or if the item arrived damaged, then you may be …
