Author: Jason Steele

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Will Credit Card Companies Lower My Interest Rate if I Ask?

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Some credit card companies may lower your rate if you ask. Which can be a good thing given that the current average interest rate is currently …

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What Is The Average Credit Card Limit in the US?

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For Americans, the average credit limit currently sits at $28,930, according to Experian. That’s the typical maximum amount that a cardholder can spend on the card …

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Are Contactless Credit Cards Really Safe?

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Contactless credit cards are a no-touch form of payment that works by using radio frequency identification (RFID) technology to process transactions. They are effectively an alternative …

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Is Your Credit Card Processing Fee Higher Than What The Average American Pays?

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Credit cards are one of the most popular forms of payment, but they are not without costs. Every merchant that accepts credit cards must pay a …

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Everything to know about credit card payments in 2024

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The most important part of using a credit card is not earning rewards or using benefits — it’s correctly making your payments. When you’re able to …

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The (kinda high) costs of owning an ATV

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All-terrain vehicles, or ATVs, can be both fun and a means of transportation. If you enjoy riding ATVs or plan to use them for transportation, you …

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I co-signed a loan for someone. Can I change my mind?

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When you cosign a loan or line of credit, you’re liable for the loan if the primary borrower fails to make payments.  If you’ve previously cosigned …

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You won’t believe how much building that dream treehouse will set you back

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If you have young kids, you might have thought about building a treehouse for them. Treehouses can be great places for kids to enjoy creative and …

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When should I get a personal loan vs. use a credit card?

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You’ve decided that you need to borrow some money, but you don’t know exactly which type of loan will be best for your needs. Two of …

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10 luxe & fun things you can only do in Atlanta

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Spring and fall are usually considered the best times to go to Atlanta. Atlanta can get very hot and crowded during summer travel. For example, the average …

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Quiz: How much do you really know about credit?

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To determine a borrower’s creditworthiness, most lenders use the 5 Cs of credit. This helps them decide whether or not to approve you for a credit …

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Think you can’t afford your own boat? You’re probably right.

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General Costs to Know Before Purchasing a Boat If you are thinking of buying a boat, you may be wondering how much does a boat cost on average? …

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These are the 11 most expensive car repairs

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Owning a car means eventually having to pay for car repairs. The costs of repairing a car can range dramatically, depending on such factors as the …

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10 can’t-miss things to do during your New York City vacation

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New York City is one of America’s most iconic locations. With landmarks like the Statue of Liberty and the Empire State Building, the energy of Broadway, …

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How to buy land for hunting & recreation

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The size of the land is an important factor in determining whether it will make good hunting land. The space needs to be large enough for …

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The IRS says my bank deposit was suspicious. What happens now?

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Normally, making a deposit into your bank account is no big deal. However, if you’re planning to deposit a large sum of cash, there are a …

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6 ways scammers are targeting credit cards in 2023

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Credit card fraud or a credit card scam is an unauthorized use of a credit card, debit card or other payment tool to fraudulently obtain money or …

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8 ways to get yourself into those exclusive, fancy airport lounges

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There are several types of airport lounges, and they vary from basic to luxurious. The no-frills lounges simply have snacks and drinks, while the most lavish …

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If you collect disability benefits, here’s what you need to know about getting a personal loan

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Are There Personal Loans for People on Disability Benefits? If you’re on disability benefits, you can get a personal loan if you need one. Banks and …

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Beware of credit card chargebacks this holiday season

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  If you’ve purchased a good or service using a credit card and never received it, or if the item arrived damaged, then you may be …

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Can you go to jail for credit card debt?

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  If you have a lot of unpaid credit card debt, you may be getting scary phone calls from debt collectors. But can you go to …

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What really happens after you report credit card fraud

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  Hundreds of millions of dollars are lost to credit card fraud every year. As consumers have shifted toward online and contactless payments, cybercriminals have gotten …

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Will interest rates go up if there’s a recession?

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  When the economy is good, it often seems like it will stay that way forever. But if you study history — or just live long …

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How to get the most cashback bonuses on your credit card

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Earning cash back with a credit card is one of the best ways to save money while making everyday purchases. Thankfully, cash-back rewards are more accessible …

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8 times using a credit card could actually save you money

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  Credit cards are one of the most popular payment methods in the U.S., and there are some good reasons for that. For starters, credit cards …

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This is how much the average American has in credit card debt

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  The average credit card debt in the U.S. is $5,525, according to the credit bureau Experian’s State of Credit 2021 report. However, the average credit …

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Here’s what to do if you spot a credit card charge you didn’t make

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  As a consumer, you have the right to dispute a credit card charge, whether it was posted in error, is fraudulent, or the merchant didn’t …

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Reduce your credit card debt fast with these tips

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  Paying off credit card debt may seem like a daunting task, but it is possible. While there’s no quick-fix solution to getting out of debt, …

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Do you know how many credit card fees you’re actually paying?

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  Credit cards offer many benefits and conveniences to both consumers and businesses — but they also often come with several fees. Although these fees may be …

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Credit card skimmers: What they are & how to avoid them

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  Credit card skimmers are devices that are added to card readers to allow the theft of credit card data. They can come in several forms, …