Author: Jason Steele

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8 times using a credit card could actually save you money

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  Credit cards are one of the most popular payment methods in the U.S., and there are some good reasons for that. For starters, credit cards …

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This is how much the average American has in credit card debt

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  The average credit card debt in the U.S. is $5,525, according to the credit bureau Experian’s State of Credit 2021 report. However, the average credit …

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Here’s what to do if you spot a credit card charge you didn’t make

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  As a consumer, you have the right to dispute a credit card charge, whether it was posted in error, is fraudulent, or the merchant didn’t …

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Reduce your credit card debt fast with these tips

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  Paying off credit card debt may seem like a daunting task, but it is possible. While there’s no quick-fix solution to getting out of debt, …

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Do you know how many credit card fees you’re actually paying?

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  Credit cards offer many benefits and conveniences to both consumers and businesses — but they also often come with several fees. Although these fees may be …

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Credit card skimmers: What they are & how to avoid them

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  Credit card skimmers are devices that are added to card readers to allow the theft of credit card data. They can come in several forms, …

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7 smart & simple ways to reduce your credit card debt

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Getting out of credit card debt can be one of the biggest challenges when it comes to managing your personal finances. The average amount of credit …

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When to use a debit card vs a credit card

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When held in your hand, credit cards and debit cards look almost identical, yet they are different financial products. A credit card allows you to borrow …

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Does it make sense to pay rent with a credit card? Sometimes…

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If you pay rent, you may have wondered: ‘Can you pay rent with a credit card?’ Perhaps you want to take advantage of earning credit card …

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Could a crypto debit card be right for you?

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The rise of cryptocurrencies has been dramatic, but their practical use in day-to-day life has struggled to catch up. One of the ways that you can …

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What happens to your credit card debt when you die?

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If you have credit card debt, you may have wondered, what happens to credit card debt when you die? When you die, your credit card debt …

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Are gas credit cards the answer to rising fuel prices?

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  Gas is a huge expense for most Americans, and as gas prices rise, it’s only increasing. This may make you want a credit card that …

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Drowning in credit card debt? Here are your options

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When you have credit card debt, just the words “credit forgiveness” can inspire hope of relief.  But will credit card companies forgive debt? Yes — but …

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Here’s what affects credit card rates (& why you should care)

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The average credit card interest rate across all credit cards was 14.51% as of November 2021, according to the latest data available from the Federal Reserve. …

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Have a kid going to college? It may be time to get them a credit card

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There are several reasons why college students look to get their first credit card. When living away from home for the first time, they may need …

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Can you pay taxes with a credit card?

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If you have a credit card, you may have wondered if you can pay taxes with it. While it’s possible to pay taxes with a credit …

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8 strategies to consolidate credit card debt

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It can be harder to pay numerous credit card balances than it is to pay down a single debt. That’s not only because there’s additional labor …

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Can you really negotiate your credit card debt?

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When you have enough credit card debt that you’re having trouble making your payments, it may be time to consider negotiating your debt with your credit …

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How to calculate credit card interest

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Every time you make a purchase with your credit card, you’re taking a loan from the card issuer. And just as with any loan, the card …

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How to choose a secured credit card

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  For people with bad credit, secured credit cards can be a helpful way to rebuild credit while also offering them a secure and convenient method …

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Credit cards for people with fair credit

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  When you have fair credit, it can be difficult to get approved for new credit card accounts with attractive terms, which are usually reserved for …

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How to choose 0% intro APR credit cards

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  How much faster could you pay down your credit card bills if you didn’t have to pay all that interest? Credit cards with 0% introductory …

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How to choose the right balance transfer credit cards

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  Balance transfer credit cards offer you the opportunity to take a break from interest charges while you pay down your existing balances. How do they do …

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How to choose the right credit card for you

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  Choosing a credit card is an important financial decision, but knowing what you want and what you’re likely to qualify for can make it easier. While …

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How to choose the best rewards credit cards

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Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct …