Author: Kelly Boyer Sagert
What’s a Good Salary to Live on in Texas?
What’s considered a “good” salary in Texas depends on your household size and lifestyle, but most Texans make between $45,000 and $100,000 annually. Texas cities have …
Walmart vs. Competitors: How Much Does an Oil Change Cost on Average?
The average cost of an oil change varies depending on where you live. The type of oil used is another factor, with varieties including conventional, synthetic, …
What Is the Roth IRA 5-Year Rule? (& How to Legally Shorten It)
The Roth IRA 5-year rule is one of the rules that governs what an investor can and can’t do with funds in a Roth IRA. The …
Returned Item Fees: What They Are & How to Avoid Them
Returned item charges are bank fees that are assessed when you don’t have enough money in your account to cover a check (or online payment) and …
Should You Buy Life Insurance for Children?
Life insurance policies are available for children and are often marketed as paying out a death benefit if the child were to pass away as well …
What Is a Gift Tax Return and When Is It Due?
An individual preparing to file a federal tax return will want to think back on gifts given in the prior year. If a gift exceeds a …
High-Income Earner? Here Are 25 Completely Legal Ways to Reduce Your Taxable Income slides
If you’re looking to reduce the amount of income tax you’ll need to pay, there are numerous strategies to consider. Familiar moves include contributing to tax-deferred …
9 Tips For Selling A Car In 2024
Selling a car privately, rather than trading it in or selling to a dealer, can mean that you get more money for your vehicle. To help …
8 simple steps for creating an emergency business plan
According to the United States Department of Homeland Security, businesses face three general types of hazards: Natural hazards, such as hurricanes, tornadoes, floods, earthquakes, and pandemics …
5 smart & simple ways to maximize your supplemental income
Supplemental income is money that is earned above and beyond a person’s “regular” income, which, for most people, is earned through working a job. Supplemental income …
You’re probably not budgeting enough for these basic living expenses
Basic living expenses, as the name implies, are ones necessary for daily living, with main categories including housing, food, clothing, transportation, healthcare, and relevant miscellaneous costs. …
How to find an affordable financial advisor near you
Deciding you’re ready to consult with a financial advisor is a first and important step in reaching your financial goals — but finding the right professional …
Work-life balance for your finances: Why it’s vital for entrepreneurs
Whether separate accounts are required for business and personal finances depends on the structure of your business. There are many different business structures, and the rules …
Want a 6-figure salary? Not so fast
“Six figures” simply refers to a number with six digits. Typically used with money, the term covers amounts from $100,000 to $999,999. (Once you hit 1 …
How to rent an apartment even if you don’t have credit
A handful of landlords will rent an apartment without a credit check. However, apartment hunters should approach advertised “no-credit-check apartments” with caution. The term can sometimes …
Is my side hustle considered taxable income? How to tell
You might think that nontaxable income is money that you can plausibly leave off your tax return. However, that’s not the case. Nontaxable income won’t be …
Do I really need to follow the 4% rule?
As people prepare for their retirement years, many put away money. And, for those who do, when they retire, the question may be how much can …
I have an LLC. What are my tax benefits?
An LLC is a type of business structure available in the United States. A kind of hybrid, it combines some characteristics of corporations with others from …
University of California Irvine will cost you this much
The University of California Irvine is a public research university in Irvine, California, known for its outstanding academic programs. In 2021, U.S. News and World …
What is the qualified dividend tax rate for 2022?
Dividends are payments that investors can receive from stocks, exchange-traded funds (ETFs), and mutual funds. These earnings count as income and may be taxable, depending on …