Author: Kelly Sagert
Price-to-rent ratio in 52 cities
Written by: Kelly Sagert
Better to buy or rent? The price-to-rent ratio helps to gauge affordability in any city, especially for people on the move, and millions of Americans are, …
How to plan for your future
Written by: Kelly Sagert
If you were given the choice between having a secure future where you can accomplish goals and achieve dreams or being financially insecure, it’s unlikely …
How to winterize a house
Written by: Kelly Sagert
When prepping for winter, it makes sense to seal cracks and holes around doors and windows no matter where you live. If you’re bracing for a …
Understanding the life insurance application process
Written by: Kelly Sagert
So, you’ve honed in on the kind of life insurance that fits your situation, the amount you might need and the length of time you predict …
What is life insurance & how does it work?
Written by: Kelly Sagert
Life insurance is a type of insurance policy that can provide the policyholder with the reassurance that loved ones will have the financial support they need …
How much life insurance do I need?
Written by: Kelly Sagert
The short answer could be to buy enough coverage to help address outstanding debts, while also providing enough money to beneficiaries for their financial needs. The …
Financial advisors: Are they worth the cost?
Written by: Kelly Sagert
As with any relationship, the scope and depth of engaging with a financial advisor can vary significantly from one person to the next. One person may …
Buying a home with cash vs a mortgage
Written by: Kelly Sagert
In some areas, there simply isn’t enough desirable housing available for the number of interested buyers — and, in these hot spots, buyers will likely find …
Tips for parents who are starting late for college savings
Written by: Kelly Sagert
Have you ever asked yourself this question: “When should I start saving for my child’s college?” If so, then the standard advice given is to …
Learning to pay yourself first
Written by: Kelly Sagert
Exactly what does it mean to pay yourself first? Overall, it means that your top priority should be to put a certain amount of money into …
9 ways to save money on your utility bills
Written by: Kelly Sagert
Unless you go completely off-grid, there isn’t a way to not pay utility bills. Typically, homeowners pay monthly bills for their electricity usage — plus natural …
Is mobile banking safe?
Written by: Kelly Sagert
People are increasingly relying upon mobile banking apps. A study shows how they are among the most widely used apps in the United States today, along with social …
5 ways to rebuild your retirement savings
Written by: Kelly Sagert
Life happens. A natural disaster, an emergency surgery, a roof leak — all sorts of sudden, unexpected situations could leave you scrambling for funds and needing …
Can I pay off a personal loan early?
Written by: Kelly Sagert
Perhaps you’ve gotten a raise or a bonus, and you want to pay off the remaining balance on a personal loan. Is that possible? The short answer …
Should you buy or rent a home? Take the quiz
Written by: Kelly Sagert
For many people, buying a home is the biggest financial commitment they’ll ever make in their lifetime, so it makes sense to carefully consider some of …
Tips for parents of college students
Written by: Kelly Sagert
When you wave goodbye to your college freshman, you’re likely entering a brand new phase of your relationship with your child. In general, this is a …
Can you buy a car with a credit card?
Written by: Kelly Sagert
Here’s the short answer. Yes, you can buy a car with a credit card. The better question may be whether or not this is the best …
What is a financial coach?
Written by: Kelly Sagert
A financial coach works with clients to help them manage their money. These clients typically have challenges that have kept them from effectively managing their finances …
What type of investor are you? Take the quiz
Written by: Kelly Sagert
Although no two investors are exactly alike, there are patterns of investing and, broadly speaking, there are a variety of investor categories, including: • Passive investor/low-maintenance investor• Active …
