Author: Patrick Howard
3 ways Halloween can pose an insurance risk
Written by: Patrick Howard
Halloween is a good opportunity to dress up and engage in spooky debauchery. It’s also the holiday where hoards of children scamper onto your property in …
It’s hurricane season: Here’s everything you need to know about flood insurance
Written by: Patrick Howard
Flood insurance is a type of property insurance that covers what your homeowners and renters insurance doesn’t: damage caused by floodwaters. To protect your home and …
10 surprising things that can impact your home insurance costs
Written by: Patrick Howard
The cost of homeowners insurance is based on more than how big your home is, where it’s located or how much stuff you own. Some insurance …
How the end of credit card rewards could hurt your wallet
Written by: Patrick Howard
As credit card users figure out new ways to maximize rewards points, banks are taking counteractions to keep the programs profitable for them by scaling back …
The ultimate guide to understanding the mortgage process
Written by: Patrick Howard
Buying a home is much more than simply applying for a mortgage, getting a stamp of approval, and moving in. A lot of the mortgage process …
The ultimate guide to shopping for (& buying) homeowners insurance
Written by: Patrick Howard
Whether you’re shopping for homeowners insurance for the first time or swapping out one policy for another, you want coverage that suits your needs and doesn’t …
14 discounts that can help lower your home insurance premium
Written by: Patrick Howard
When deciding which homeowners insurance company is best for your home and personal assets, you’re typically going to look at companies’ financial strength, their rates, the robustness …
6 ways to lower your homeowners insurance rates
Written by: Patrick Howard
In order to keep your home insured, you have to pay monthly or annual premiums. The amount is largely dependent on your address, the age of …
Here’s how much homeowners insurance costs in each state
Written by: Patrick Howard
Selecting a homeowners insurance policy is one of the more important purchasing decisions you’ll make after finding a new home. There are a couple reasons for …
Homeowners may be able to deduct this from their taxes
Written by: Patrick Howard
The end of the year means it’s time for celebrations and fun, but it’s also when we start thinking about our finances. We set resolutions to …
Should you pay your mortgage with a credit card?
Written by: Patrick Howard
When you pay your mortgage, your monthly payments are likely being directly withdrawn from your checking or savings account or you’re issuing your lender a check. …
A beginner’s guide to finding the right homeowners insurance policy
Written by: Patrick Howard
Your mortgage lender will require that you buy a specified amount of homeowners insurance before letting you close on your home. When looking into homeowners insurance …
How to file a homeowners insurance claim after a natural disaster
Written by: Patrick Howard
If you live in an area susceptible to natural disasters, chances are you’re going to need to file a homeowners insurance claim at some point. Filing …
4 times when it’s right to bundle your home & car insurance
Written by: Patrick Howard
Most carriers don’t sell strictly homeowners, or strictly auto insurance, and nothing else. So if you go to a company for a car insurance policy, there’s …
