Author: Ryan Luke

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The 14 easy steps that got us out of debt

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For many Americans,  living a life without financial stress seems somewhat impossible. The messaging on the internet, social media, news, and even within homes promotes a …

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25 great ways for kids to earn money

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Some side hustles require you to meet certain legal standards to be paid. Here are 25 great ways for kids to earn money.

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7 quick ways to reduce your monthly expenses

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These expenses include everything from a mortgage to electricity bills. If you feel like more of your money is going out than coming in, finding ways …

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9 money myths debunked

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Over the years, I have learned there are several myths about money that are not as obvious as they should be. Everyone has their own predispositions …

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Here’s how I buy name-brand clothes for cheap

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If you didn’t know, I’m all about saving money in every way possible while still living a meaningful life. However, I have learned over the years …

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25 ways to get paid to walk (yes, really!)

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If you’re looking to make a little extra money and get in better shape, use one of these mobile apps to get paid to walk! Full …

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Starting over at 50 can be done. Here’s how

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While I don’t know your exact situation, I’m guessing that starting over at 50 was not something you ever thought about or planned for. The social narrative …

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I have 6 bank accounts & you should, too

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You read that right, I have six bank accounts that I use on a monthly basis. I have had more in the past and the number …

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11 ways ‘stingy’ living can help you reach your financial goals

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Living stingy is a compliment for some people, yet a derogatory term for others. Some people who embrace the stingy term are proud of their lack …

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Tired of penny pinching? These 13 steps could change your life

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Money isn’t everything, but life sure is easier when you have it. I don’t think anyone will disagree with that statement, but what separates the haves from the have …

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How to create a family budget even during a crisis

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Planning a monthly family budget and taking care of your finances is essential. It helps you stay in control of your life and allows you to set goals …

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20 great jobs for introverts

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The closure of many public establishments such as restaurants, movie theaters and clubs has forced many in the labor force to pursue jobs where you work alone without …

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What to do if money is ruining your marriage

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The obvious answer to this question is “yes.” Yes, money is affecting your marriage. It can either be affecting your marriage in a positive or a …

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13 ways to trick yourself into saving more money

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Saving money is definitely not as fun as spending money. Before I successfully changed my spending habits, I learned a few tricks to save money even …

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Millennials: You really do need insurance. Here’s why

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As a teenager or young adult, it’s hard to think deeply about the future. You may daydream about your career, spouse, or family, but it always feels …

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Here’s how we paid off our mortgage in just 5 years

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My wife and I began thinking about the possibility of paying off our mortgage in five years after we heard of other people doing it. I …

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8 easy ways to save an extra $500 a month

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Most of us make way more money than we need to survive. Unfortunately, many of us get sucked into spending out of boredom, habit or a lack …

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How to get out of debt when you’re living paycheck to paycheck

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Living with debt can be extremely embarrassing. If you’re living paycheck to paycheck, it can seem like you’re the only one with money issues. In addition, …