The U.S. Department of Veterans Affairs guarantees loans up to 100% loan to value for purchase rate and term or Cash out refinance loan scenarios. The …

Paying off debt to qualify is a wonderful way to drive borrowing power. For example, let’s say you have a couple of credit card payments totaling …

Refinancing or purchasing a house requires an ample supply of cash, credit and income. Here’s what you need to know with regards to getting a mortgage …

In the last few years, mortgage lending guidelines have begun to loosen as the broader economy is stronger now that the recession has passed. The following …

To apply for a mortgage, get approved and close escrow you must have some sense of urgency. Whether you are buying a home or refinancing a …

Purchasing a house for the first time requires careful planning and consideration so you can make the right financial choice for you and your family. Here’s …

Applying to purchase or refinance a mortgage is going to require you providing an ample supply of credit, cash and documentable income to support the loan …

When you make an offer purchase a house you have two types of closing costs: reoccurring closing costs, which are interest, taxes and insurance; and non-recurring …

Fannie Mae and Freddie Mac’s mortgage calculation of use net income is super conservative and will make your mortgage on your rental property worse from a …

When you’re buying or refinancing a house it goes without saying you want to get a competitive interest rate with favorable terms associated with the money …

In the last few years mortgage lending guidelines have begun to loosen as the broader economy is stronger now that the recession has past. Following refinance …

One of the challenges home buyers face when purchasing a house for the first time is how much of their income should go toward a mortgage …

Mortgage loan officers hear daily from consumers that they don’t want their credit score pulled because they’re worried about their credit score dropping. Unfortunately, the internet is full of …

A 1031 tax-deferred exchange is a deferred exchange in the gain of an investment property used to acquire another investment property. Make no mistake this is …

Proposition 13 was enacted in California in 1978 to limit the amount of property taxes that homeowners pay. Prop 13 protects your property taxes from increasing …

To buy a house, you need to have at least a good credit score, provable income that supports your ability to repay the mortgage and enough …

Why would a mortgage payment ever change? Consumers are often given little explanation by their bank on why their payments are suddenly due to a different …

Looking to move up in the housing world, but don’t quite have the cash? The following are a few programs that may be available to you: …

If you’re purchasing a house – whether it’s a primary home, move-up home or secondary home – and the house needs work, don’t shy away from …

Do you think your credit score qualifies you for some of the best mortgage terms available today? Maybe you’ve requested your credit scores recently and you …