Author: Shannon McNay Insler
How often does my credit report update?
Written by: Shannon McNay Insler
Credit reports are the foundations on which credit scores are measured. Even though there are multiple credit scoring companies (and multiple formulas for each type of …
How long do negative items stay on my credit report?
Written by: Shannon McNay Insler
How long do negative items stay on my credit report? This is the question anyone in need of credit might ask if bankruptcy, collections accounts, or …
What do I need to dispute a credit report?
Written by: Shannon McNay Insler
So, you’ve read your credit reports and found something that isn’t right. What do you do now? Get ready to file a dispute. There’s no reason …
What can I dispute on a credit report?
Written by: Shannon McNay Insler
Reviewing your credit reports is one of the most important steps you can take to solidify your financial health. After all, your credit reports inform your …
5 negative items that can appear on your credit reports
Written by: Shannon McNay Insler
If you’ve declared bankruptcy in the past, you probably won’t be surprised to see this on your credit report. What might surprise you is how long …
The simple thing that could destroy your credit
Written by: Shannon McNay Insler
You’ve got your credit report, you’ve reviewed all your accounts, and you now know that nothing is amiss on your payment history. That’s it, right? You’re …
How to buy a car with bad credit
Written by: Shannon McNay Insler
When you need a new car, it can sometimes feel like you needed it yesterday. Sure, there are times when our cars become predictably unreliable, and …
10 ‘castles’ that are for sale right now
Written by: Shannon McNay Insler
Would you have ever thought that you could live in a castle in the United States? Well, you can. So, if you’re looking for some much-needed inspiration …
How to protect your credit when buying a new home
Written by: Shannon McNay Insler
If you’re in the market for a new home, then you’ve probably already thought about the implications of obtaining a 15- or 30-year mortgage — specifically, …
How to protect your credit when buying a new car
Written by: Shannon McNay Insler
Shopping for a new car? Don’t forget to shop for a loan as well. Although the majority of people have to finance new and used vehicle …
Some of the most opulent homes for sale in every state
Written by: Shannon McNay Insler
Is a new home on your financial wishlist? Even if your budget doesn’t allow it, it’s always fun to take a look at luxury homes on …
21 home renovation TV shows you won’t be able to turn off
Written by: Shannon McNay Insler
There’s nothing like a good home renovation show to get the creative juices flowing. Whether it’s for designing your own home or to give you ideas …
The most expensive foreclosed homes in America
Written by: Shannon McNay Insler
Ever wonder if a foreclosure might be a way to get a better deal on a new home? Or if it might work out better for …
20 of the best places in America to buy a home
Written by: Shannon McNay Insler
Buying a home is one of the most important financial decisions you’ll ever make. After all, a mortgage typically has you on the hook for anywhere …
21 websites where you can buy a car online
Written by: Shannon McNay Insler
So you’ve decided to buy a car — but you don’t want to go to a dealership to do it. You’re in luck. There are now …
8 cars with the best resale value
Written by: Shannon McNay Insler
When you’re buying a car, you might not want to think about someday needing to sell it. However, you’ll eventually need an upgrade and, when you …
5 tips for buying a car on Craigslist
Written by: Shannon McNay Insler
So your car is on its last legs, and you’ve opted to forego the dealership dance and instead buy your next car online. How can you …
