Author: Timothy Moore

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Is 670 a Good Credit Score?

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A credit score of 670 is at the very lowest edge of the “good” category. So is a 670 credit score good? Technically, yes, and you …

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Is 671 a Good Credit Score?

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Per the FICO credit score ranges, a credit score of 671 qualifies at the low end of a good score, which is typically classified as between …

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What Happens to the House When You Get Divorced?

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When a couple decides to divorce, what happens to the house will depend on several factors, including state law. The partners might continue to jointly hold …

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Is a $40,000 Salary Good?

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To answer whether a $40,000 salary is good, you need to consider your perspective. For a recent grad in a small town where the cost of …

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Are Unemployment Benefits Taxable?

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Are Unemployment Benefits Taxable? Unemployment benefits can help you get by in the event of job loss, but this money is subject to taxes just like …

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25 Cheapest Places to Live in Indiana

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Indiana is in the heart of the Midwest, filled with sprawling farmlands and a booming automotive industry. You’ll experience all four seasons in the Hoosier State, …

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25 cheapest places to live in Alaska

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Alaska is a stunning state with dramatic landscapes, a rich culture, and exciting wildlife. However, its remote location and natural beauty make it an expensive place …

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12 super-common MLMs & how to avoid getting sucked into one, even if your friends & family are

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Multi-level marketing businesses— also called direct sales, direct marketing, or network marketing — are legitimate enterprises that involve selling products or services to a network of …

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Could you be on the hook on these wedding expenses, even if you’re not getting hitched?

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The wedding dress has been altered, the tuxes are pressed, and the rings are tucked safely in velvet boxes. Chefs are preparing an elaborate meal, bartenders …

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Will that holiday bonus cost you a boatload in taxes? How to find out

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Earning a bonus at work can be a reason to celebrate, but keep in mind that the money gets taxed, just like regular income. While you …

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Is money really everything? Maybe… 5 times money matters, a lot (& 3 times it doesn’t)

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Some people may believe that money is everything, but is it actually? After all, money is embedded in a sense of well-being, from healthcare to the …

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10 mistakes first-time homeowners make & 6 things to do instead

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Buying a house for the first time is a major life moment, both emotionally and financially. For many people, it’s the biggest investment they will ever …

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Do you really know what consumerism is?

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Consumerism is both an economic theory and cultural phenomenon that typically flourishes in a capitalist society. The theory of consumerism states that increased consumption of goods …

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When does my side hustle become taxable?

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Nothing is as certain as tax season. Like it or not, it comes every year, and taxpayers need to report and pay their dues on all …

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Is it a good idea to finance your home appliances?

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Appliance financing refers to buying a new appliance on credit. Rather than paying out of pocket for a new appliance, you’ll pay it off over time …

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Old money vs. new money: Which one is better?

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Maybe you’ve heard people mention new money vs. old money in conversation, perhaps in a whisper. Old money and new money both refer to wealthy groups …

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It’s high mileage, but it’s your dream car. Is it still worth the price?

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Are you thinking about buying a car? Brace yourself: The average cost of a new vehicle in the United States is nearing $50,000. Couple that with …

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This is what you can & can’t itemize on your tax deductions

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Tax deductions enable taxpayers to reduce their total taxable income. That can be a very good thing: It can result in a lower tax bill or, …

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19 jobs that pay you daily

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Workplaces typically pay employees once every other week (or just twice a month). But sometimes, you want to get your hands on cash more quickly. Fortunately, …

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Tax credits vs. deductions: Do you really know the difference?

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Tax credits and tax deductions can both reduce what you owe in taxes each year, but they work differently. Deductions can reduce the amount of income …

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12 ways to lower your water bill in 2023

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Reducing water usage at home is a great way to lower your monthly expenses and be a better steward to the environment at the same time. …

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13 great songs that can teach you about money

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Music offers a surprising array of benefits to listeners. Its primary aim is entertainment, but it also allows for artistic expression. Some songs are energizing, some …

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12 ways to save cash on electronics this holiday season

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Having the newest iPhone and a 60-inch TV in every room of your house might sound like a dream worth aspiring to, but hold that thought. …

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20 simple lifeskills that can save you cash

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With rising inflation and stagnant wages, being frugal with your spending is a good idea. But you can go a step further: By learning some valuable …

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13 ways to save big on streaming

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Think back to the beginning of the pandemic: We were all locked inside our homes, perhaps brewing coffee for Zoom meetings and navigating new food delivery …