Here’s how much renters insurance costs in each state

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If the thought of another $100-plus monthly expense is keeping you from buying renters insurance, you should know a renters insurance policy isn’t likely to cost nearly that much.

The average cost of renters insurance in the U.S. was $188 a year, or just over $15 a month, in 2015 per data from a 2017 report by the National Association of Insurance Commissioners (NAIC), ranging from a high of $262 to a low of $114.

Given that your neighborhood and building type can influence your premiums, it stands to reason the cost of renters insurance varies dramatically across state lines. Keep in mind, though, pricing gets more granular than that, and the cost of renters insurance can also vary dramatically across any given state.

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Alabama

Average renters insurance premium: $242

Image Credit: Sean Pavone.

Alaska

Average renters insurance premium: $172

Image Credit: Chilkoot.

Arizona

Average renters insurance premium: $191

Image Credit: Davel5957/istockphoto.

Arkansas

Average renters insurance premium: $214

Image Credit: Sean Pavone.

California

Average renters insurance premium: $202

Image Credit: Davel5957.

Colorado

Average renters insurance premium: $166

Image Credit: ” Adventure_Photo.

Connecticut

Average renters insurance premium: $201

Image Credit: Getty.

Delaware

Average renters insurance premium: $156

Image Credit: Getty.

District of Columbia

Average renters insurance premium: $158

Image Credit: Frontpage/shutterstock.

Florida

Average renters insurance premium: $195

Image Credit: Sean Pavone/istockphoto.

Georgia

Average renters insurance premium: $226

Image Credit: SeanPavonePhoto.

Hawaii

Average renters insurance premium: $201

Image Credit: Art Wager.

Idaho

Average renters insurance premium: $155

Image Credit: knowlesgallery.

Illinois

Average renters insurance premium: $173

Image Credit: DepositPhotos.com.

Indiana

Average renters insurance premium: $183

Image Credit: f11photo.

Iowa

Average renters insurance premium: $146

Image Credit: Getty.

Kansas

Average renters insurance premium: $177

Image Credit: Getty.

Kentucky

Average renters insurance premium: $172

Image Credit: traveler1116/istockphoto.

Louisiana

Average renters insurance premium: $249

Image Credit: Sean Pavone/shutterstock.

Maine

Average renters insurance premium: $147

Image Credit: Getty.

Maryland

Average renters insurance premium: $161

Image Credit: Getty.

Massachusetts

Average renters insurance premium: $196

Image Credit: DepositPhotos.com.

Michigan

Average renters insurance premium: $203

Image Credit: Getty.

Minnesota

Average renters insurance premium: $144

Image Credit: GeorgePeters/istockphoto.

Mississippi

Average renters insurance premium: $262

Image Credit: Sean Pavone/istockphoto.

Missouri

Average renters insurance premium: $180

Image Credit: TriggerPhoto/istockphoto.

Montana

Average renters insurance premium: $147

Image Credit: YinYang.

Nebraska

Average renters insurance premium: $149

Image Credit: ChrisBoswell/istockphoto.

Nevada

Average renters insurance premium: $189

Image Credit: DepositPhotos.com.

New Hampshire

Average renters insurance premium: $150

Image Credit: DenisTangneyJr.

New Jersey

Average renters insurance premium: $171

Image Credit: DenisTangneyJr/istockphoto.

New Mexico

Average renters insurance premium: $191

Image Credit: Davel5957.

New York

Average renters insurance premium: $202

Image Credit: Eloi_Omella.

North Carolina

Average renters insurance premium: $154

Image Credit: ” Darwin Brandis”.

North Dakota

Average renters insurance premium: $114

Image Credit: DenisTangneyJr/istockphoto.

Ohio

Average renters insurance premium: $185

Image Credit: Ron_Thomas/istockphoto.

Oklahoma

Average renters insurance premium: $242

Image Credit: DepositPhotos.com.

Pennsylvania

Average renters insurance premium: $156

Image Credit: Pgiam/istockphoto.

Rhode Island

Average renters insurance premium: $179

Image Credit: SeanPavonePhoto/istockphoto.

South Carolina

Average renters insurance premium: $192

Image Credit: Joesboy.

South Dakota

Average renters insurance premium: $121

Image Credit: Getty.

Tennessee

Average renters insurance premium: $210

Image Credit: Swarmcatcher.

Texas

Average renters insurance premium: $241

Image Credit: DenisTangneyJr.

Utah

Average renters insurance premium: $149

Image Credit: ” 4kodiak”.

Vermont

Average renters insurance premium: $155

Image Credit: ” DonLand”.

Virginia

Average renters insurance premium: $153

Image Credit: Sean Pavone/shutterstock.

Washington

Average renters insurance premium: $169

Image Credit: 4nadia.

West Virginia

Average renters insurance premium: $186

Image Credit: Getty.

Wisconsin

Average renters insurance premium: $132

Image Credit: FierceAbin.

Wyoming

Average renters insurance premium: $153

Want to learn more about renter’s insurance? Here’s a guide to what renters insurance does (and doesn’t) cover.

This article originally appeared on Policygenius and was syndicated by MediaFeed.org.

Image Credit: WitGorski/shutterstock.

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