Author: Austin Kilham
Will deferring a loan payment tank my credit score?
Written by: Austin Kilham
How Does Deferring a Loan Affect My Credit Score? An unexpected layoff or a job loss could make keeping up with debt payments more challenging. When …
Can my wages get garnished if I don’t pay my car loan?
Written by: Austin Kilham
What Is Wage Garnishment? Creditors may use a method called wage garnishment when you fail to pay off your debts. It’s a legal procedure that allows …
8 budgeting apps perfect for couples
Written by: Austin Kilham
Managing your finances can be challenging enough when you’re single. Add a significant other into the mix, and things can get even more complicated. Even if …
Here’s what to do if you keep getting denied for a personal loan
Written by: Austin Kilham
A personal loan can help cover all kinds of important expenses, including home repairs, consolidating debt, and covering an unexpected medical bill. So getting denied for …
The key to affording an expensive musical instrument
Written by: Austin Kilham
Musical instruments can be costly. In fact, high quality instruments can run thousands of dollars. Fortunately, if you don’t have the cash on hand to pay …
How to calculate your actual net worth
Written by: Austin Kilham
In some ways, net worth and wealth can be tricky terms to define. To some people, the phrases are synonymous. As others acknowledge, the perception …
America’s 10 cheapest states for college
Written by: Austin Kilham
The cost of attending college in the U.S. can be quite expensive. In addition to tuition and fees, students may need to cover the cost of …
Is it really OK to use your 401(k) to buy a home?
Written by: Austin Kilham
Withdrawing money from a 401(k) to buy a house may be allowed by your company-sponsored plan, but this tactic is not always advisable, especially for …
Common budgeting mistakes & how to avoid them
Written by: Austin Kilham
Sure, a budget is an important tool to help you balance your income and your spending, keep your savings on track, and help you avoid debt. …
Here’s how much that dream exotic car will cost you
Written by: Austin Kilham
You’ve probably imagined yourself behind the wheel of a Lamborghini, cruising in a Maserati, or putting the pedal to the metal in a red Ferrari. Exotic …
Yes, you should start retirement planning in your 20s. Here’s why
Written by: Austin Kilham
When you’re starting your career in your 20s, the last thing on your mind may be the end of your career and the retirement that comes …
Can you afford a classic car?
Written by: Austin Kilham
Most people buy cars for practical purposes. They need transportation to get to and from work and to run errands around town. But for classic car …
Can you actually make money renting your car?
Written by: Austin Kilham
The COVID-19 pandemic has driven up rental prices, which may not get back to normal until 2023, according to some experts. In addition, people who are …
Dreaming of sailing on your own boat? Here’s what it’ll cost you
Written by: Austin Kilham
“Boat” can mean a surprisingly large number of things. The types of craft that fall under the category of boat range from kayak to mega yacht. …
How much does it really cost to own an electric car?
Written by: Austin Kilham
At first, electric vehicles were marketed as luxury cars with price tags that put them out of reach for most people. However, as interest in eco-friendly …
Yes, you can increase your car’s value. Here’s how
Written by: Austin Kilham
When you’re ready to sell your car or trade it in for a new model, you’ll discover that your car is no longer worth anywhere near …
12 tips to help you save on your next car
Written by: Austin Kilham
If you’re getting anxious, worrying about how to save money on a car, go no further. We’ve got this. Related: Can I pay off a personal …
Served in the military? You may be eligible for special auto loan refinancing
Written by: Austin Kilham
Refinancing the loan on your vehicle can be an important tool in helping you save money. This is especially true if your financial situation has recently …
Can you extend a lease on a car?
Written by: Austin Kilham
Leasing a car can be a good option for people craving flexibility. They want to drive a relatively new vehicle. And at the end of …
Are student loans tax deductible? A guide to rules & limits
Written by: Austin Kilham
Are student loans tax deductible? You betcha: If you paid on student loans in the prior tax year, you might qualify for the student loan tax …
