Author: Jennifer Thomas
Can a debt collector take my house?
Written by: Jennifer Thomas
Legally, it’s true that debt collectors could get a judgment in court that would force you to sell your home to repay a delinquent debt. In …
Are car title loans a really bad idea?
Written by: Jennifer Thomas
Car title loans are one type of fast funding that carry a steep price in terms of interest and fees. These short-term, high-interest loans put you …
Everything you need to know about taxes & Social Security
Written by: Jennifer Thomas
You might be imagining retirement as a completely different life from your working years: enjoying the hobbies you never had enough time for; spending long, fun-filled …
Here’s how to settle credit card debt without going to court
Written by: Jennifer Thomas
The best defense against being sued for credit card debt is, of course, to pay your debts before that happens. That doesn’t necessarily mean paying them …
Will I lose my house if I file for bankruptcy?
Written by: Jennifer Thomas
It’s a common fear around filing for bankruptcy — that it means you’ll lose your house. While it’s true that can happen, it’s by no means …
What are credit card hardship programs?
Written by: Jennifer Thomas
Financial issues happen to the best of us. Even if you’ve never missed a credit card payment before, you might fall behind if you lose your …
Is it possible to lower credit card interest rates?
Written by: Jennifer Thomas
Believe it or not, you can call your credit card company and ask them to lower the interest rate on your card. Even more surprising? They …
Visa vs. Mastercard: What’s the difference and how do I choose?
Written by: Jennifer Thomas
Crack open your wallet and pull out your credit cards. We bet there’s a very good chance at least one of them is a Visa or …
How to negotiate directly with your credit card company
Written by: Jennifer Thomas
If your credit card bills are coming in fast and furious, and you’re having a hard time keeping up, you’re probably hoping for some relief. And …
What to do if you have $100K in credit card debt
Written by: Jennifer Thomas
The Federal Reserve estimates that Americans have more than $4 trillion in consumer debt. That’s a lot of money. So if you’re staring down a large debt bill, …
Debt avalanche vs. debt snowball: Here’s what you need to know
Written by: Jennifer Thomas
If paying down debt is in your financial forecast, there are two techniques you might want to consider: debt snowball and debt avalanche. These similar methods …
The states with the highest bankruptcy rates
Written by: Jennifer Thomas
If someone lives in a state with a high divorce rate, an unstable job market, low wages or a slew of natural disasters, that can all …
How to negotiate medical bills & avoid medical bankruptcy
Written by: Jennifer Thomas
Negotiate, negotiate, negotiate. That’s the mantra to remember if you’re behind on your medical bills or facing a medical bill you can’t afford. Understandably, most people want to …
Federal student loan repayment options explained
Written by: Jennifer Thomas
If you have student loans, or will soon, you’re in good company. Nearly 44 million Americans owe almost $1.6 trillion in combined student loan debt. Federal student loans …
How to avoid credit repair scams
Written by: Jennifer Thomas
Your credit score dictates a lot about your financial situation, so it’s understandable that you want to protect your score and keep it as high as possible. If …
6 steps to rebuild credit after bankruptcy
Written by: Jennifer Thomas
The way people feel after going through bankruptcy can vary widely. Many feel relieved, some frustrated, others battle-worn. It partly depends on the road they took …
Here’s how to settle with a debt collector
Written by: Jennifer Thomas
If you’ve fallen behind on a debt, and the debt collectors are calling, you’re probably under a lot of stress. It’s important, though, not to panic …
8 bankruptcy myths you should stop believing
Written by: Jennifer Thomas
Many people have misconceptions about bankruptcy. Not just the process, but also about the future fallout that comes from declaring bankruptcy. While bankruptcy should be taken …
How the smartest companies use Slack today
Written by: Jennifer Thomas
When Slack first arrived on the scene in 2013, it was meant to be an amped-up social messaging app that would improve workplace communication and cut …
7 famous people who filed for bankruptcy (and what you can learn from them)
Written by: Jennifer Thomas
Tax man troubles. Bad investments. Shady financial advisors. Lavish spending. These are some of the pitfalls that lead the rich and famous to file for bankruptcy. Most …
