Author: Laura Adams
7 Saving and Retirement Rule Changes for 2025
The Internal Revenue Service or IRS changes perks and contribution limits for various tax-advantaged accounts based on annual inflation changes. While the inflation rate has come …
6 Required Minimum Distribution Retirement Rules You Should Know
If you want to become wealthy, an essential habit you should create is regularly investing a portion of your income in a tax-advantaged retirement account. You …
Can I Use a HELOC to Pay off a Mortgage Faster? Weighing the Pros & Cons
Being a homeowner has its pros and cons. It can help or hurt your finances depending on your location, mortgage debt, property taxes, insurability, and goals. …
How Does a Simplified Employee Pension (SEP) Work for Retirement?
A listener named Wasittha asked me the following question: “I’ve been trying to max out my IRA and 401(k). However, I’ll be unemployed next year for a …
What’s the Cheapest Way to Sell a Home? Comparing The 3 Most Common Options
If you’re a homeowner or want to be one someday, there will likely be a time you want or need to sell your real estate. So, …
Can I Get a Retirement Matching Without an Employer?
If you’ve ever been envious of someone getting free money in their retirement account from an employer that “matches” contributions, you might be interested in how …
Are You Saving Enough for Retirement? How to Tell
Today’s topic comes from Scott, who says: “I’ve contributed to my 401(k) for many years and have a decent balance. I’m unsure if I should keep investing the …
4 Ways to Fund a Roth No Matter How Much You Make
If you’re like me, you love the idea of having tax-free income in retirement. The primary way to do that is by investing in Roth retirement …
6 Tips for Becoming a Wise Investor
Hi again! As you know, on the Money Girl podcast I answer your burning money questions! Today’s topic comes from Mary, who says: “I know that I need …
Tips for Charitable Giving on Any Budget
Most of us would like to give more to causes we care about, whether animal welfare, the environment, or curing a disease. However, you may have …
4 Tips to Minimize Damage After a Late Payment
Whether your bank account balance was low, you forgot to make a payment, or the mail arrived late, missing a due date on a credit card …
5 Ways Wealthy People Invest Money (& You Can, Too)
Today’s topic comes from Sarah, who says, “I’m starting my first real job with benefits soon, and I should have a little money left each month …
6 Ways to Rebalance Your Portfolio & Get Your Money in Order
If you’re an investor or want to be one, you’ve probably heard that it’s critical to rebalance your investment portfolio. Rebalancing is shifting investments, so you …
5 Signs Now is the Right Time to Pay off Your Mortgage
If you’re a homeowner, your mortgage payment is probably your largest monthly expense. So, it’s wise to stay alert for opportunities to refinance your home loan …
Maxed Out Your a 401(k)? Here Are 5 More Smart Investments to Check Out Next
If you have a workplace retirement account, like a 401(k), 403(b) or 457 plan, it should be your go-to for investing because it’s loaded with benefits, …
When Should I Do Roth Conversions?
Today’s article comes from a question for Money Girl listener Nancy P., who says: “I recently discovered your podcast and really enjoy it! I’m 60, single, have an …
15 Money Savings Tips to Fight Inflation
The annual inflation rate for the United States looks much better than when it shot up to 7% in 2021 and 6.5% in 2022. Last year, inflation came …
5 Ways to Invest for Retirement After a 401(k)
“I’m 45 and have arranged my lifestyle to live on about $18,000 per year. Since I don’t have a mortgage, any other debt, or kids at …
5 Signs You’re Ready to Retire Early
Whether you’re feeling stressed out by a high-pressure job or dreaming of a different lifestyle, getting ready for retirement sooner rather than later is a wise …
Solopreneur Success: Tips for Running a One-Person Business
Today, I’m excited to be joined by a special guest, Abigail Hale, who goes by Abbie. She’s the Head of Growth at Found, an all-in-one banking solution. She …