Author: Laura Adams
9 counterintuitive money tips for building wealth
Written by: Laura Adams
There’s no denying that building wealth takes time and effort—it’s a marathon, not a sprint, as the saying goes. While most good money advice—such as living …
9 things to stop doing ASAP if you want more financial security
Written by: Laura Adams
On my award-winning personal finance podcast, Money Girl, I mostly talk about things you should do to save more, build net worth, and protect your wealth. But today’s topic …
How much of my savings will the FDIC protect?
Written by: Laura Adams
News of bank collapses has become familiar to Americans, prompting many to fear the possibility of their own bank shutting down. Several banks with significant exposure …
Think you’re too rich for a Roth IRA? Think again
Written by: Laura Adams
Lately, I’ve been thinking a lot about how my various retirement accounts will affect my future income, specifically the taxes I’ll have to pay. That’s because …
7 smart & simple ways to achieve financial goals faster
Written by: Laura Adams
Ready to achieve your financial goals and build the rich life you’re dreaming about? Laura covers seven steps to reach your money goals faster, figure …
7 genius ways to invest your money at any age
Written by: Laura Adams
Becoming a successful investor doesn’t involve taking scary risks but building wealth slowly over time. Use these seven investing principles and you’ll never panic or wonder …
How retirees can save money with an HSA
Written by: Laura Adams
If you’re eligible for a health savings account (HSA), it’s a terrific way to save money now and accumulate wealth for the future—if you understand …
Interest rates are rising. Here’s how to pay down credit card debt fast
Written by: Laura Adams
I’ve received several questions from Money Girl podcast listeners about paying off credit card debt. It’s a fundamental goal because carrying card balances come with high …
Seniors, should you have both a 401(k) & IRA?
Written by: Laura Adams
Having more than one retirement plan can change the tax rules and benefits you receive. Laura explains what you need to know and how to get …
Is paying mortgage points ever a good idea?
Written by: Laura Adams
If you’re shopping for a home mortgage, you’ve probably seen the term “mortgage points.” Before you take the next step to sign a mortgage preapproval or …
6 ways to stand out as a homebuyer
Written by: Laura Adams
Buying a home is an exciting process, but it can also cause a considerable amount of stress, especially if you’re buying in a competitive housing market. …
8 steps you need to take before buying a home
Written by: Laura Adams
Buying a home is a huge, expensive decision, no matter if you’re a first-time homebuyer or have been buying and selling real estate for decades. Homeownership …
7 easy ways to slash your tax bill
Written by: Laura Adams
While paying taxes that you legally owe the tax authorities is critical, there’s no need to pay more than you owe. While evading taxes is a crime, …
New to investing? Read these 7 tips now
Written by: Laura Adams
The COVID-19 pandemic and economic crisis have triggered extreme stock market volatility. This week, Wall Street also saw the stock price for GameStop, a video game retailer, …
Are you eligible for the Advance Child Tax Credit?
Written by: Laura Adams
The child tax credit gives financial support to American families has been significantly expanded for 2021. Don’t miss the advance monthly payments from July through …
Dumb money mistakes to avoid as a new parent
Written by: Laura Adams
Starting a family is an exciting life change for new parents. While caring for a child involves lots of feeding, diapering and nurturing, there are essential …
10 things first-time car buyers need to know
Written by: Laura Adams
If you’re thinking about buying or leasing your first car, you may not know exactly where to start. While you may want to head straight for …
Bitcoin basics for beginners
Written by: Laura Adams
You’ve probably been hearing a lot about bitcoin and cryptocurrency in the news these days. On October 20, 2021, bitcoin shot up to $66,975 and then …
Your complete guide to 401(k) retirement accounts
Written by: Laura Adams
The Quick and Dirty If you have the option to participate in a 401(k) at work or a solo 401(k) if you’re self-employed, use these …
6 easy ways you can invest in crypto (including tax-friendly options)
Written by: Laura Adams
You’ve probably noticed that the use of various cryptocurrencies is exploding! It seems like new coins and blockchain technologies are getting created every day. So, …
